---
canonical_url: https://lendb.ai/lo/jose-garza-1649152
json_url: https://lendb.ai/lo/jose-garza-1649152.json
nmls_id: 1649152
last_verified: 2026-10-13
---

# Jose Garza

Loan Officer at Union Home Mortgage, Houston, TX. NMLS ID 1649152 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1649152)).

**Summary:** Jose Garza (NMLS 1649152) is Loan Officer at Union Home Mortgage, based in Houston, TX. Licensed in Texas, confirmed with the state regulator. Earliest state license record: June 12, 2022 (Texas), per state regulator. Last verified 2026-10-13.

## At a glance

- Earliest state license record: June 12, 2022 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Texas (TX, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Jose Garza serves the Houston market, helping first-time homebuyers, experienced investors, and those refinancing with personalized guidance and local market understanding.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Houston. Source: https://www.uhm.com/loan-officers/jose-garza/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | active | confirmed | 2022-06-12 | state_regulator | 2026-10-13 |

## Employment history

- ? to present: Union Home Mortgage (NMLS 2229), Houston, TX. Source: https://www.uhm.com/loan-officers/jose-garza/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1649152

## Contact

- View profile at Union Home Mortgage: https://www.uhm.com/loan-officers/jose-garza/
- Office phone and Email on file: shown at https://lendb.ai/lo/jose-garza-1649152#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1649152
- state_regulator: https://www.sml.texas.gov/
- lender_site: https://www.uhm.com/loan-officers/jose-garza/

Cite as: Jose Garza (NMLS 1649152), Union Home Mortgage. LenDb.ai, https://lendb.ai/lo/jose-garza-1649152, last verified 2026-10-13.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._