---
canonical_url: https://lendb.ai/lo/jose-gonzalez-126036
json_url: https://lendb.ai/lo/jose-gonzalez-126036.json
nmls_id: 126036
last_verified: 2026-10-09
---

# Joe Gonzalez

Senior Loan Officer at CrossCountry Mortgage, Plymouth Meeting, PA. NMLS ID 126036 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/126036)).

**Summary:** Joe Gonzalez (NMLS 126036) is Senior Loan Officer at CrossCountry Mortgage, based in Plymouth Meeting, PA. Licensed in Florida, confirmed with the state regulator (license LO41866). Also lists California, Delaware, New Jersey, Pennsylvania and Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Non-QM loan, USDA loan and FHA loan. Licensed since 2017 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2017 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), California (CA, lender_reported), Delaware (DE, lender_reported), New Jersey (NJ, lender_reported), Pennsylvania (PA, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Non-QM loan** (`non-qm`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/plymouth-meeting-pa-2512/jose-gonzalez/
- **USDA loan** (`usda`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/plymouth-meeting-pa-2512/jose-gonzalez/
- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/plymouth-meeting-pa-2512/jose-gonzalez/

## About

Joe has nearly three decades of mortgage experience and is trusted by clients and professionals across PA, NJ, DE, FL, TX, and CA. He focuses on exceptional service, clear communication, and delivering reliable results.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: nearly 30. Source: https://crosscountrymortgage.com/plymouth-meeting-pa-2512/jose-gonzalez/, verified 2026-10-09.
- service_area: PA, NJ, DE, FL, TX, CA. Source: https://crosscountrymortgage.com/plymouth-meeting-pa-2512/jose-gonzalez/, verified 2026-10-09.
- credential: WOW factor designation. Source: https://crosscountrymortgage.com/plymouth-meeting-pa-2512/jose-gonzalez/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO41866 | active | confirmed | 2017-03-31 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| DE | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Plymouth Meeting, PA. Source: https://crosscountrymortgage.com/plymouth-meeting-pa-2512/jose-gonzalez/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/126036

## Contact

- linkedin_url: https://www.linkedin.com/in/mortgageconciergeservice/ (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/plymouth-meeting-pa-2512/jose-gonzalez/
- Office phone and Email on file: shown at https://lendb.ai/lo/jose-gonzalez-126036#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/126036
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/plymouth-meeting-pa-2512/jose-gonzalez/

Cite as: Joe Gonzalez (NMLS 126036), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/jose-gonzalez-126036, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._