---
canonical_url: https://lendb.ai/lo/jose-gonzalez-215304
json_url: https://lendb.ai/lo/jose-gonzalez-215304.json
nmls_id: 215304
last_verified: 2026-10-10
---

# Jose Gonzalez

Sr. Loan Officer at Lower, Fairfax, VA. NMLS ID 215304 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/215304)).

**Summary:** Jose Gonzalez (NMLS 215304) is Sr. Loan Officer at Lower, based in Fairfax, VA. Licensed in Florida, confirmed with the state regulator (license LO136514). Also lists Virginia on the lender page (not yet checked with the state regulator). Licensed since 2025 (per Florida records). Last verified 2026-10-10.

## At a glance

- Licensed since 2025 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Based in Fairfax, Virginia, Jose works with first-time homebuyers and clients refinancing. Focuses on clear communication and a smooth process from pre-approval through closing.

Source: LenDb summary of the lender page, verified 2026-10-10.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO136514 | active | confirmed | 2025-03-24 | state_regulator | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |

## Employment history

- ? to present: Lower (NMLS 1124061), Fairfax, VA. Source: https://www.lower.com/loan-officers/virginia/fairfax/jose-gonzalez, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/215304

## Contact

- View profile at Lower: https://www.lower.com/loan-officers/virginia/fairfax/jose-gonzalez
- Email on file: shown at https://lendb.ai/lo/jose-gonzalez-215304#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/215304
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.lower.com/loan-officers/virginia/fairfax/jose-gonzalez

Cite as: Jose Gonzalez (NMLS 215304), Lower. LenDb.ai, https://lendb.ai/lo/jose-gonzalez-215304, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._