---
canonical_url: https://lendb.ai/lo/jose-m-gonzales-695522
json_url: https://lendb.ai/lo/jose-m-gonzales-695522.json
nmls_id: 695522
last_verified: 2026-10-09
---

# Jose M Gonzales

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), San Diego, CA. NMLS ID 695522 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/695522)).

**Summary:** Jose M Gonzales (NMLS 695522) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in San Diego, CA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Co-op, Condo, Self-employed, Jumbo loan and First-time buyer. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Co-op** (`co-op`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/san-diego/1005-rosecrans-st-hla-695522
- **Condo** (`condo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/san-diego/1005-rosecrans-st-hla-695522
- **Self-employed** (`self-employed`): lender page, confidence 0.38, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/san-diego/1005-rosecrans-st-hla-695522
- **Jumbo loan** (`jumbo`): lender page, confidence 0.14, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/san-diego/1005-rosecrans-st-hla-695522
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/san-diego/1005-rosecrans-st-hla-695522

## About

Jose specializes in preapproval, self-employed lending, condo and co-op financing, first-time homebuyer programs, and conforming and jumbo mortgages.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- credential: Chase Certified in FHA Loans. Source: https://homelendingadvisor.chase.com/ca/san-diego/1005-rosecrans-st-hla-695522, verified 2026-10-09.
- credential: Chase Certified in VA Loans. Source: https://homelendingadvisor.chase.com/ca/san-diego/1005-rosecrans-st-hla-695522, verified 2026-10-09.
- credential: Chase Certified in Chase Private Client Lending. Source: https://homelendingadvisor.chase.com/ca/san-diego/1005-rosecrans-st-hla-695522, verified 2026-10-09.
- credential: Chase Certified in Down Payment Assistance Programs. Source: https://homelendingadvisor.chase.com/ca/san-diego/1005-rosecrans-st-hla-695522, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), San Diego, CA. Source: https://homelendingadvisor.chase.com/ca/san-diego/1005-rosecrans-st-hla-695522, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/695522

## Contact

- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/ca/san-diego/1005-rosecrans-st-hla-695522
- Office phone and Email on file: shown at https://lendb.ai/lo/jose-m-gonzales-695522#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/695522
- lender_site: https://homelendingadvisor.chase.com/ca/san-diego/1005-rosecrans-st-hla-695522

Cite as: Jose M Gonzales (NMLS 695522), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/jose-m-gonzales-695522, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._