--- canonical_url: https://lendb.ai/lo/jose-magallanes-491678 json_url: https://lendb.ai/lo/jose-magallanes-491678.json nmls_id: 491678 last_verified: 2026-10-09 --- # Joe Magallanes Senior Vice President of Lending at CrossCountry Mortgage, Newport Beach, CA. NMLS ID 491678 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/491678)). **Summary:** Joe Magallanes (NMLS 491678) is Senior Vice President of Lending at CrossCountry Mortgage, based in Newport Beach, CA. Licensed in Florida, confirmed with the state regulator (license LO122694). Also lists Arkansas, Arizona, California, Colorado, Connecticut, Georgia, Illinois, Kentucky and 17 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Jumbo loan, Non-QM loan, Real estate investor and Self-employed. Licensed since 2023 (per Florida records). States 20 years of experience. Last verified 2026-10-09. ## At a glance - Licensed since 2023 (per Florida records). This is license history on file, not total experience. - Years experience (stated by the LO): 20 (source: https://crosscountrymortgage.com/newport-beach-ca-4169/jose-magallanes/, verified 2026-10-09) - Licensed in: Florida (FL, confirmed), Arkansas (AR, lender_reported), Arizona (AZ, lender_reported), California (CA, lender_reported), Colorado (CO, lender_reported), Connecticut (CT, lender_reported), Georgia (GA, lender_reported), Illinois (IL, lender_reported), Kentucky (KY, lender_reported), Massachusetts (MA, lender_reported), Maryland (MD, lender_reported), Michigan (MI, lender_reported), North Carolina (NC, lender_reported), New Jersey (NJ, lender_reported), New Mexico (NM, lender_reported), Nevada (NV, lender_reported), New York (NY, lender_reported), Ohio (OH, lender_reported), Oklahoma (OK, lender_reported), Oregon (OR, lender_reported), Pennsylvania (PA, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported), Washington (WA, lender_reported), West Virginia (WV, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **Jumbo loan** (`jumbo`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/newport-beach-ca-4169/jose-magallanes/ - **Non-QM loan** (`non-qm`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/newport-beach-ca-4169/jose-magallanes/ - **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/newport-beach-ca-4169/jose-magallanes/ - **Self-employed** (`self-employed`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/newport-beach-ca-4169/jose-magallanes/ ## About Joe has 20 years of mortgage industry experience and specializes in jumbo and Non-QM loans for self-employed borrowers, high-net-worth individuals, and real estate investors. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: 20. Source: https://crosscountrymortgage.com/newport-beach-ca-4169/jose-magallanes/, verified 2026-10-09. - role: Senior Vice President of Lending at the Newport Beach, CA branch. Source: https://crosscountrymortgage.com/newport-beach-ca-4169/jose-magallanes/, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO122694 | active | confirmed | 2023-09-05 | state_regulator | 2026-10-09 | | AR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CT | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | KY | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MD | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NJ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NM | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NV | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NY | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OK | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | PA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | VA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WV | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: CrossCountry Mortgage (NMLS 3029), Newport Beach, CA. Source: https://crosscountrymortgage.com/newport-beach-ca-4169/jose-magallanes/, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/491678 ## Contact - View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/newport-beach-ca-4169/jose-magallanes/ - Email on file: shown at https://lendb.ai/lo/jose-magallanes-491678#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/491678 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - lender_site: https://crosscountrymortgage.com/newport-beach-ca-4169/jose-magallanes/ Cite as: Joe Magallanes (NMLS 491678), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/jose-magallanes-491678, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._