---
canonical_url: https://lendb.ai/lo/jose-morales-1618281
json_url: https://lendb.ai/lo/jose-morales-1618281.json
nmls_id: 1618281
last_verified: 2026-10-09
---

# Jose Morales

Mortgage Loan Officer at Loan Factory. NMLS ID 1618281 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1618281)).

**Summary:** Jose Morales (NMLS 1618281) is Mortgage Loan Officer at Loan Factory. Lists Illinois on the lender page (not yet checked with the state regulator). Licensed since 2019 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2019 (per Florida records). This is license history on file, not total experience.
- Licensed in: Illinois (IL, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO64756 | expired | confirmed | 2019-10-09 | state_regulator | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/jose-morales-1618281, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1618281

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/jose-morales-1618281

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1618281
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/jose-morales-1618281

Cite as: Jose Morales (NMLS 1618281), Loan Factory. LenDb.ai, https://lendb.ai/lo/jose-morales-1618281, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._