---
canonical_url: https://lendb.ai/lo/jose-munoz-816490
json_url: https://lendb.ai/lo/jose-munoz-816490.json
nmls_id: 816490
last_verified: 2026-10-10
---

# Jose Munoz

Mortgage Loan Originator at AnnieMac Home Mortgage, East Rutherford, NJ. NMLS ID 816490 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/816490)).

**Summary:** Jose Munoz (NMLS 816490) is Mortgage Loan Originator at AnnieMac Home Mortgage, based in East Rutherford, NJ. Licensed in Florida, confirmed with the state regulator (license LO150943). Earliest state license record: September 14, 2026 (Florida), per state regulator. Last verified 2026-10-10.

## At a glance

- Earliest state license record: September 14, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Facts from the lender page and intro

- service_area: Florida. Source: https://annie-mac.com/lo/joseamunoz/, verified 2026-10-10.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO150943 | active | confirmed | 2026-09-14 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: AnnieMac Home Mortgage (NMLS 338923), East Rutherford, NJ. Source: https://annie-mac.com/lo/joseamunoz/, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/816490

## Contact

- View profile at AnnieMac Home Mortgage: https://annie-mac.com/lo/joseamunoz/
- Office phone and Email on file: shown at https://lendb.ai/lo/jose-munoz-816490#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/816490
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://annie-mac.com/lo/joseamunoz/

Cite as: Jose Munoz (NMLS 816490), AnnieMac Home Mortgage. LenDb.ai, https://lendb.ai/lo/jose-munoz-816490, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._