---
canonical_url: https://lendb.ai/lo/jose-ortiz-bermudez-2006005
json_url: https://lendb.ai/lo/jose-ortiz-bermudez-2006005.json
nmls_id: 2006005
last_verified: 2026-10-09
---

# Jose Ortiz

Loan Officer at CrossCountry Mortgage, Niles, OH. NMLS ID 2006005 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2006005)).

**Summary:** Jose Ortiz (NMLS 2006005) is Loan Officer at CrossCountry Mortgage, based in Niles, OH. Lists Ohio on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance, Non-QM loan and First-time buyer. Speaks Spanish. Earliest state license record: May 10, 2022 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: May 10, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Ohio (OH, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/niles-oh-2121/jose-ortiz-bermudez/
- **Non-QM loan** (`non-qm`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/niles-oh-2121/jose-ortiz-bermudez/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/niles-oh-2121/jose-ortiz-bermudez/

## About

Jose is a bilingual loan officer who joined the mortgage industry in October 2020 with a focus on serving Hispanic and Latino communities. They take a personalized approach to home financing and specialize in down payment assistance programs for first-time homebuyers.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since October 2020. Source: https://crosscountrymortgage.com/niles-oh-2121/jose-ortiz-bermudez/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO107389 | expired | confirmed | 2022-05-10 | state_regulator | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Niles, OH. Source: https://crosscountrymortgage.com/niles-oh-2121/jose-ortiz-bermudez/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2006005

## Contact

- linkedin_url: https://www.linkedin.com/in/joseortizlo/ (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/niles-oh-2121/jose-ortiz-bermudez/
- Email on file: shown at https://lendb.ai/lo/jose-ortiz-bermudez-2006005#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2006005
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://crosscountrymortgage.com/niles-oh-2121/jose-ortiz-bermudez/

Cite as: Jose Ortiz (NMLS 2006005), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/jose-ortiz-bermudez-2006005, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._