---
canonical_url: https://lendb.ai/lo/jose-padilla-2513170
json_url: https://lendb.ai/lo/jose-padilla-2513170.json
nmls_id: 2513170
last_verified: 2026-10-11
---

# Jose Padilla

Mortgage Loan Originator at Neighborhood Loans, Lakeland, FL. NMLS ID 2513170 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2513170)).

**Summary:** Jose Padilla (NMLS 2513170) is Mortgage Loan Originator at Neighborhood Loans, based in Lakeland, FL. Licensed in Florida, confirmed with the state regulator (license LO127725). Earliest state license record: April 12, 2024 (Florida), per state regulator. Last verified 2026-10-11.

## At a glance

- Earliest state license record: April 12, 2024 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Jose Padilla started in mortgage after their own first homebuying experience and aims to make homeownership feel smooth and achievable for clients at any starting point.

Source: LenDb summary of the lender page, verified 2026-10-11.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO127725 | active | confirmed | 2024-04-12 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Neighborhood Loans (NMLS 222982), Lakeland, FL. Source: https://neighborhoodloans.com/jose-padilla/, verified 2026-10-11.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2513170

## Contact

- View profile at Neighborhood Loans: https://neighborhoodloans.com/jose-padilla/
- Office phone and Email on file: shown at https://lendb.ai/lo/jose-padilla-2513170#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2513170
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://neighborhoodloans.com/jose-padilla/

Cite as: Jose Padilla (NMLS 2513170), Neighborhood Loans. LenDb.ai, https://lendb.ai/lo/jose-padilla-2513170, last verified 2026-10-11.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._