---
canonical_url: https://lendb.ai/lo/josef-perez-2159300
json_url: https://lendb.ai/lo/josef-perez-2159300.json
nmls_id: 2159300
last_verified: 2026-10-09
---

# Josef Perez

Loan Officer at CrossCountry Mortgage, Wilmington, DE. NMLS ID 2159300 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2159300)).

**Summary:** Josef Perez (NMLS 2159300) is Loan Officer at CrossCountry Mortgage, based in Wilmington, DE. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Delaware, Maryland, New Jersey and Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan and First-time buyer. Earliest state license record: October 15, 2025 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: October 15, 2025 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Delaware (DE, lender_reported), Maryland (MD, lender_reported), New Jersey (NJ, lender_reported), Pennsylvania (PA, confirmed), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/wilmington-de-6304/josef-perez/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/wilmington-de-6304/josef-perez/

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO142031 | active | confirmed | 2025-10-15 | state_regulator | 2026-10-09 |
| DE | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | 96291 | active | confirmed |  | state_regulator | 2026-10-10 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Wilmington, DE. Source: https://crosscountrymortgage.com/wilmington-de-6304/josef-perez/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2159300

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/wilmington-de-6304/josef-perez/
- Office phone and Email on file: shown at https://lendb.ai/lo/josef-perez-2159300#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2159300
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://crosscountrymortgage.com/wilmington-de-6304/josef-perez/
- state_regulator: https://data.pa.gov/d/tyxc-jyug

Cite as: Josef Perez (NMLS 2159300), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/josef-perez-2159300, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._