---
canonical_url: https://lendb.ai/lo/josef-quiroz-342874
json_url: https://lendb.ai/lo/josef-quiroz-342874.json
nmls_id: 342874
last_verified: 2026-10-31
---

# Josef Quiroz

Loan officer at NEXA Mortgage, Destin, FL. NMLS ID 342874 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/342874)).

Based in Destin, Florida, Josef Quiroz (NMLS 342874) is a mortgage loan officer at NEXA Mortgage, licensed in California since 2012 and in Florida, Texas, Arkansas and Nevada.

**Summary:** Josef Quiroz (NMLS 342874) is a loan officer at NEXA Mortgage, based in Destin, FL. Licensed in 5 states confirmed with state regulators: Florida, Texas, Arkansas, California and Nevada. NEXA Mortgage also offers FHA loan, Jumbo loan, Renovation loan (203k / HomeStyle), Reverse mortgage and USDA loan and 1 more (a lender program, not confirmed as their own focus). Earliest state license record: February 28, 2012 (California), per state regulator. Last verified 2026-10-31.

## Quick answers

### Is Josef licensed in Florida?

Yes. Florida regulator records list license LO30984 as active, first effective August 4, 2015 (verified 2026-10-15). LenDb has 4 other states on file for Josef. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

### What lender does Josef work for?

NEXA Mortgage, company NMLS 1660690, from the Destin, FL office, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Josef been licensed?

The earliest state license record LenDb holds for Josef is from February 28, 2012 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/.

## At a glance

- Earliest state license record: February 28, 2012 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Josef N. Quiroz (AR, CA, FL, NV, TX, as of 2026-10-28)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Arkansas (AR, confirmed), California (CA DFPI, confirmed), Nevada (NV, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

### Their lender offers (lender level: NEXA Mortgage's programs, not confirmed as this person's focus)

- **FHA loan** (`fha`): verified 2026-10-08. Source: https://nexamortgage.com
- **Jumbo loan** (`jumbo`): verified 2026-10-08. Source: https://nexamortgage.com
- **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-08. Source: https://nexamortgage.com
- **Reverse mortgage** (`reverse`): verified 2026-10-08. Source: https://nexamortgage.com
- **USDA loan** (`usda`): verified 2026-10-08. Source: https://nexamortgage.com
- **VA loan** (`va`): verified 2026-10-08. Source: https://nexamortgage.com

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO30984 | active | confirmed | 2015-08-04 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2024-03-14 | state_regulator | 2026-10-13 |
| AR | Arkansas regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 342874 | expired | confirmed | 2024-09-25 | state_regulator | 2026-10-21 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DOC342874 | active | confirmed | 2012-02-28 | state_regulator | 2026-10-24 |
| NV | Nevada regulator | state_license | NMLO-1201810 | active | confirmed | 2024-04-03 | state_regulator | 2026-10-31 |

## Employment history

- ? to present: NEXA Mortgage (NMLS 1660690), Destin, FL. Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/342874

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/342874
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- state_regulator: https://dfpi.ca.gov/
- state_regulator: https://mld.nv.gov/
- manual (lender programs): https://nexamortgage.com

Cite as: Josef Quiroz (NMLS 342874), NEXA Mortgage. LenDb.ai, https://lendb.ai/lo/josef-quiroz-342874, last verified 2026-10-31.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._