---
canonical_url: https://lendb.ai/lo/joselyn-santo-1771514
json_url: https://lendb.ai/lo/joselyn-santo-1771514.json
nmls_id: 1771514
last_verified: 2026-10-20
---

# Joselyn Santo

Loan officer at West Capital Lending, Inc.. NMLS ID 1771514 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1771514)).

Joselyn Santo (NMLS 1771514) is a mortgage loan officer at West Capital Lending, Inc., licensed in Oregon.

**Summary:** Joselyn Santo (NMLS 1771514) is a loan officer at West Capital Lending, Inc.. Licensed in Oregon, confirmed with the state regulator. Earliest state license record: September 7, 2018 (Wisconsin), per state regulator. Last verified 2026-10-20.

## Quick answers

### Is Joselyn licensed in Oregon?

Yes. Oregon regulator records list a license as active, first effective January 14, 2026 (verified 2026-10-20). Source: https://dfr.oregon.gov/.

### What lender does Joselyn work for?

West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-20). Source: https://dfr.oregon.gov/.

### How long has Joselyn been licensed?

The earliest state license record LenDb holds for Joselyn is from September 7, 2018 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/.

## At a glance

- Earliest state license record: September 7, 2018 (Wisconsin), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Joselyn M. Santo (NY, OR, WY, as of 2026-10-27)
- Licensed in: Oregon (OR, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| NY | New York regulator | state_license | n/a | expired | confirmed |  | state_regulator | 2026-10-14 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2026-01-14 | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 1771514 | expired | confirmed | 2018-09-07 | state_regulator | 2026-10-21 |
| WY | Wyoming regulator | state_license | 109282 | inactive | confirmed | 2025-11-03 | state_regulator | 2026-10-27 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://dfr.oregon.gov/, verified 2026-10-20.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1771514

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1771514
- state_regulator: https://www.dfs.ny.gov/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- state_regulator: https://wyomingbankingdivision.wyo.gov/

Cite as: Joselyn Santo (NMLS 1771514), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/joselyn-santo-1771514, last verified 2026-10-20.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._