---
canonical_url: https://lendb.ai/lo/joseph-amegadzie-2786498
json_url: https://lendb.ai/lo/joseph-amegadzie-2786498.json
nmls_id: 2786498
last_verified: 2026-10-09
---

# Joseph Amegadzie

Inside Loan Originator at CrossCountry Mortgage, Cincinnati, OH. NMLS ID 2786498 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2786498)).

**Summary:** Joseph Amegadzie (NMLS 2786498) is Inside Loan Originator at CrossCountry Mortgage, based in Cincinnati, OH. Lists Alabama, Georgia, Illinois, Indiana, Michigan, North Carolina, Ohio and South Carolina on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: HELOC. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Alabama (AL, lender_reported), Georgia (GA, lender_reported), Illinois (IL, lender_reported), Indiana (IN, lender_reported), Michigan (MI, lender_reported), North Carolina (NC, lender_reported), Ohio (OH, lender_reported), South Carolina (SC, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **HELOC** (`heloc`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/cincinnati-oh-2118/joseph-amegadzie/

## About

Joseph prides himself on thoroughness and speed of service, offering personalized mortgage solutions. He is also a musician outside of his loan officer work.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Cincinnati, OH. Source: https://crosscountrymortgage.com/cincinnati-oh-2118/joseph-amegadzie/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2786498

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/cincinnati-oh-2118/joseph-amegadzie/
- Office phone and Email on file: shown at https://lendb.ai/lo/joseph-amegadzie-2786498#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2786498
- lender_site: https://crosscountrymortgage.com/cincinnati-oh-2118/joseph-amegadzie/

Cite as: Joseph Amegadzie (NMLS 2786498), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/joseph-amegadzie-2786498, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._