---
canonical_url: https://lendb.ai/lo/joseph-bartram-1010778
json_url: https://lendb.ai/lo/joseph-bartram-1010778.json
nmls_id: 1010778
last_verified: 2026-10-13
---

# Joseph Bartram

Loan officer at UMortgage LLC. NMLS ID 1010778 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1010778)).

Joseph Bartram (NMLS 1010778) is a mortgage loan officer at UMortgage LLC, licensed in Texas since 2014.

**Summary:** Joseph Bartram (NMLS 1010778) is a loan officer at UMortgage LLC. Licensed in Texas, confirmed with the state regulator. Earliest state license record: December 15, 2014 (Texas), per state regulator. Last verified 2026-10-13.

## Quick answers

### Is Joseph licensed in Texas?

Yes. Texas regulator records list a license as active, first effective December 15, 2014 (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### What lender does Joseph work for?

UMortgage LLC, company NMLS 1457759, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Joseph been licensed?

The earliest state license record LenDb holds for Joseph is from December 15, 2014 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/.

## At a glance

- Earliest state license record: December 15, 2014 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Joseph M. Bartram (FL, TX, as of 2026-10-12)
- Licensed in: Texas (TX, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO98211 | expired | confirmed | 2021-11-24 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2014-12-15 | state_regulator | 2026-10-13 |

## Employment history

- ? to present: UMortgage LLC (NMLS 1457759). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1010778

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1010778
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/

Cite as: Joseph Bartram (NMLS 1010778), UMortgage LLC. LenDb.ai, https://lendb.ai/lo/joseph-bartram-1010778, last verified 2026-10-13.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._