---
canonical_url: https://lendb.ai/lo/joseph-bernard-2863211
json_url: https://lendb.ai/lo/joseph-bernard-2863211.json
nmls_id: 2863211
last_verified: 2026-10-31
---

# Joseph Bernard

Loan officer at West Capital Lending, Inc.. NMLS ID 2863211 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2863211)).

Joseph Bernard (NMLS 2863211) is a mortgage loan officer at West Capital Lending, Inc., licensed in Iowa since 2026 and in Nevada.

**Summary:** Joseph Bernard (NMLS 2863211) is a loan officer at West Capital Lending, Inc.. Licensed in 2 states confirmed with state regulators: Iowa and Nevada. Earliest state license record: September 14, 2026 (Iowa), per state regulator. Last verified 2026-10-31.

## Quick answers

### Is Joseph licensed in Iowa?

Yes. Iowa regulator records list license 58273 as active, first effective September 14, 2026 (verified 2026-10-20). LenDb has 1 other state on file for Joseph. Source: https://idob.iowa.gov/.

### What lender does Joseph work for?

West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-20). Source: https://idob.iowa.gov/.

### How long has Joseph been licensed?

The earliest state license record LenDb holds for Joseph is from September 14, 2026 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idob.iowa.gov/.

## At a glance

- Earliest state license record: September 14, 2026 (Iowa), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Joseph B. Bernard (IA, NV, as of 2026-10-28)
- Licensed in: Iowa (IA, confirmed), Nevada (NV, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| IA | Iowa regulator | state_license | 58273 | active | confirmed | 2026-09-14 | state_regulator | 2026-10-20 |
| NV | Nevada regulator | state_license | NMLO-195419 | active | confirmed | 2026-10-07 | state_regulator | 2026-10-31 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://idob.iowa.gov/, verified 2026-10-20.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2863211

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2863211
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://mld.nv.gov/

Cite as: Joseph Bernard (NMLS 2863211), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/joseph-bernard-2863211, last verified 2026-10-31.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._