---
canonical_url: https://lendb.ai/lo/joseph-chen-2573818
json_url: https://lendb.ai/lo/joseph-chen-2573818.json
nmls_id: 2573818
last_verified: 2026-10-09
---

# Joseph Chen

Mortgage Loan Officer at Loan Factory. NMLS ID 2573818 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2573818)).

**Summary:** Joseph Chen (NMLS 2573818) is Mortgage Loan Officer at Loan Factory. Lists Oregon and Washington on the lender page (not yet checked with the state regulator). Speaks English and Chinese. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Oregon (OR, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Chinese
- Profile: unclaimed
- Status: active

## Specialties


## About

Joseph Chen is a Mortgage Loan Officer with Loan Factory serving Oregon and Washington. He provides strategic guidance on financing solutions with emphasis on transparency and clear communication throughout the mortgage process.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Oregon, Washington. Source: https://www.loanfactory.com/mortgage-expert/joseph-chen-2573818, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/joseph-chen-2573818, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2573818

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/joseph-chen-2573818

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2573818
- lender_site: https://www.loanfactory.com/mortgage-expert/joseph-chen-2573818

Cite as: Joseph Chen (NMLS 2573818), Loan Factory. LenDb.ai, https://lendb.ai/lo/joseph-chen-2573818, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._