--- canonical_url: https://lendb.ai/lo/joseph-colella-2012841 json_url: https://lendb.ai/lo/joseph-colella-2012841.json nmls_id: 2012841 last_verified: 2026-10-09 --- # Joe Colella Branch Manager at Embrace Home Loans, Marlton, NJ. NMLS ID 2012841 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2012841)). **Summary:** Joe Colella (NMLS 2012841) is Branch Manager at Embrace Home Loans, based in Marlton, NJ. Licensed in Florida, confirmed with the state regulator (license LO145894). Also lists Connecticut, Delaware, Massachusetts, Maryland, Michigan, New Hampshire, New Jersey, New York and 3 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and Real estate investor. Licensed since 2026 (per Florida records). Last verified 2026-10-09. ## At a glance - Licensed since 2026 (per Florida records). This is license history on file, not total experience. - Licensed in: Florida (FL, confirmed), Connecticut (CT, lender_reported), Delaware (DE, lender_reported), Massachusetts (MA, lender_reported), Maryland (MD, lender_reported), Michigan (MI, lender_reported), New Hampshire (NH, lender_reported), New Jersey (NJ, lender_reported), New York (NY, lender_reported), Pennsylvania (PA, lender_reported), South Carolina (SC, lender_reported), Virginia (VA, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **First-time buyer** (`first-time-buyer`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.embracehomeloans.com/location/new-jersey/marlton/joe-colella - **Real estate investor** (`investor`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.embracehomeloans.com/location/new-jersey/marlton/joe-colella ## About Joe Colella is a Branch Manager serving families, first-time homebuyers, and real estate investors across Gloucester County and South Jersey. He was the top-producing loan officer at Garden State Home Loans before joining Embrace Home Loans. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - role: Top-producing loan officer at Garden State Home Loans. Source: https://www.embracehomeloans.com/location/new-jersey/marlton/joe-colella, verified 2026-10-09. - service_area: Washington Township, Gloucester County, South Jersey including Sewell, Turnersville, Glassboro, Deptford, Pitman. Source: https://www.embracehomeloans.com/location/new-jersey/marlton/joe-colella, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO145894 | active | confirmed | 2026-03-16 | state_regulator | 2026-10-09 | | CT | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | DE | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MD | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NJ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NY | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | PA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | SC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | VA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: Embrace Home Loans (NMLS 2184), Marlton, NJ. Source: https://www.embracehomeloans.com/location/new-jersey/marlton/joe-colella, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2012841 ## Contact - View profile at Embrace Home Loans: https://www.embracehomeloans.com/location/new-jersey/marlton/joe-colella - Office phone and Email on file: shown at https://lendb.ai/lo/joseph-colella-2012841#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2012841 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - lender_site: https://www.embracehomeloans.com/location/new-jersey/marlton/joe-colella Cite as: Joe Colella (NMLS 2012841), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/joseph-colella-2012841, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._