--- canonical_url: https://lendb.ai/lo/joseph-daniel-611144 json_url: https://lendb.ai/lo/joseph-daniel-611144.json nmls_id: 611144 last_verified: 2026-10-15 --- # Joe Daniel Mortgage Loan Officer at Top Flite Financial, Inc., Richmond Heights, MO. NMLS ID 611144 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/611144)). **Summary:** Joe Daniel (NMLS 611144) is Mortgage Loan Officer at Top Flite Financial, Inc., based in Richmond Heights, MO. Licensed in 2 states confirmed with state regulators: Florida and Connecticut. Also lists Alabama, Arkansas, Arizona, California, Colorado, Georgia, Idaho, Illinois and 21 more on the lender page (not yet checked with the state regulator). Earliest state license record: December 19, 2018 (Florida), per state regulator. Last verified 2026-10-15. ## At a glance - Earliest state license record: December 19, 2018 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Arkansas (AR, lender_reported), Arizona (AZ, lender_reported), California (CA, lender_reported), Colorado (CO, lender_reported), Connecticut (CT, confirmed), Georgia (GA, lender_reported), Idaho (ID, lender_reported), Illinois (IL, lender_reported), Indiana (IN, lender_reported), Kansas (KS, lender_reported), Kentucky (KY, lender_reported), Louisiana (LA, lender_reported), Massachusetts (MA, lender_reported), Maryland (MD, lender_reported), Maine (ME, lender_reported), Michigan (MI, lender_reported), Minnesota (MN, lender_reported), Missouri (MO, lender_reported), North Carolina (NC, lender_reported), New Jersey (NJ, lender_reported), New Mexico (NM, lender_reported), Ohio (OH, lender_reported), Oregon (OR, lender_reported), Pennsylvania (PA, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported), Virginia (VA, lender_reported), Washington (WA, lender_reported), Wisconsin (WI, lender_reported) - Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO58276 | active | confirmed | 2018-12-19 | state_regulator | 2026-10-15 | | AL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | AR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | CO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | CT | state_license | LO-611144 | active | confirmed | | state_regulator | 2026-10-15 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | ID | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | IN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | KS | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | KY | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | LA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | MA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | MD | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | ME | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | MI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | MN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | MO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | NC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | NJ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | NM | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | OH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | OR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | PA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | SC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | TN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | VA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | WA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | WI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | ## Employment history - ? to present: Top Flite Financial, Inc. (NMLS 4181), Richmond Heights, MO. Source: https://tfhomeloans.com/Loan-Officers/jdaniel/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/611144 ## Contact - View profile at Top Flite Financial, Inc.: https://tfhomeloans.com/Loan-Officers/jdaniel/ - Office phone and Email on file: shown at https://lendb.ai/lo/joseph-daniel-611144#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/611144 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - lender_site: https://tfhomeloans.com/Loan-Officers/jdaniel/ - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot Cite as: Joe Daniel (NMLS 611144), Top Flite Financial, Inc.. LenDb.ai, https://lendb.ai/lo/joseph-daniel-611144, last verified 2026-10-15. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._