---
canonical_url: https://lendb.ai/lo/joseph-desebasco-1851879
json_url: https://lendb.ai/lo/joseph-desebasco-1851879.json
nmls_id: 1851879
last_verified: 2026-10-20
---

# Joseph Desebasco

Loan officer at New American Funding. NMLS ID 1851879 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1851879)).

Joseph Desebasco (NMLS 1851879) is a mortgage loan officer at New American Funding, licensed in Florida, Texas and Arkansas. Joseph works at an FHA-approved lender, per HUD.

**Summary:** Joseph Desebasco (NMLS 1851879) is a loan officer at New American Funding. Licensed in 3 states confirmed with state regulators: Florida, Texas and Arkansas. Earliest state license record: April 8, 2026 (California), per state regulator. Last verified 2026-10-20.

## Quick answers

### Is Joseph licensed in Florida?

Yes. Florida regulator records list license LO147081 as active, first effective April 22, 2026 (verified 2026-10-15). LenDb has 2 other states on file for Joseph. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

### What lender does Joseph work for, and is it FHA-approved?

New American Funding, company NMLS 6606, per the lender's own site (verified 2026-10-20). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://securities.arkansas.gov/loans/nmls/.

### How long has Joseph been licensed?

The earliest state license record LenDb holds for Joseph is from April 8, 2026 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/.

## At a glance

- Earliest state license record: April 8, 2026 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Joseph S. DeSebasco (AR, CA, TX, as of 2026-10-22); Joseph S. Desebasco (FL, as of 2026-10-09)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Arkansas (AR, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO147081 | active | confirmed | 2026-04-22 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2026-04-28 | state_regulator | 2026-10-13 |
| AR | Arkansas regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-20 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI1851879 | inactive | confirmed | 2026-04-08 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: New American Funding (NMLS 6606). Source: https://securities.arkansas.gov/loans/nmls/, verified 2026-10-20.
- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1851879

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1851879
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://dfpi.ca.gov/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Joseph Desebasco (NMLS 1851879), New American Funding. LenDb.ai, https://lendb.ai/lo/joseph-desebasco-1851879, last verified 2026-10-20.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._