---
canonical_url: https://lendb.ai/lo/joseph-dilucchio-973115
json_url: https://lendb.ai/lo/joseph-dilucchio-973115.json
nmls_id: 973115
last_verified: 2026-10-24
---

# Joe DiLucchio

Mortgage Loan Officer at Clear Mortgage Capital, Inc.. NMLS ID 973115 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/973115)).

Joe DiLucchio (NMLS 973115) is a Mortgage Loan Officer at Clear Mortgage Capital, Inc., licensed in California since 2015 and in Texas.

**Summary:** Joe DiLucchio (NMLS 973115) is Mortgage Loan Officer at Clear Mortgage Capital, Inc.. Licensed in 2 states confirmed with state regulators: Texas and California. Earliest state license record: November 17, 2015 (California), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Joe licensed in Texas?

Yes. Texas regulator records list a license as active, first effective May 5, 2021 (verified 2026-10-13). LenDb has 1 other state on file for Joe. Source: https://www.sml.texas.gov/.

### What lender does Joe work for?

Clear Mortgage Capital, Inc., company NMLS 1935005, per the lender's own site (verified 2026-10-21). Source: https://clearmortgagecapital.com/loan-officer/b57b44f3-b6e0-4540-9021-b80866dcbe3f/JoeDiLucchio.

### How long has Joe been licensed?

The earliest state license record LenDb holds for Joe is from November 17, 2015 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/.

## At a glance

- Earliest state license record: November 17, 2015 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Joseph P. DiLucchio (CA, TX, as of 2026-10-22); Joseph P. Dilucchio (FL, as of 2026-10-09)
- Licensed in: Texas (TX, confirmed), California (CA DFPI, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO49768 | expired | confirmed | 2018-01-12 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2021-05-05 | state_regulator | 2026-10-13 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DBO973115 | active | confirmed | 2015-11-17 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: Clear Mortgage Capital, Inc. (NMLS 1935005). Source: https://clearmortgagecapital.com/loan-officer/b57b44f3-b6e0-4540-9021-b80866dcbe3f/JoeDiLucchio, verified 2026-10-21.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/973115

## Contact

- View profile at Clear Mortgage Capital, Inc.: https://clearmortgagecapital.com/loan-officer/b57b44f3-b6e0-4540-9021-b80866dcbe3f/JoeDiLucchio
- Office phone on file: shown at https://lendb.ai/lo/joseph-dilucchio-973115#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/973115
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://dfpi.ca.gov/
- state_regulator: https://clearmortgagecapital.com/loan-officer/b57b44f3-b6e0-4540-9021-b80866dcbe3f/JoeDiLucchio

Cite as: Joe DiLucchio (NMLS 973115), Clear Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/joseph-dilucchio-973115, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._