---
canonical_url: https://lendb.ai/lo/joseph-dougherty-65790
json_url: https://lendb.ai/lo/joseph-dougherty-65790.json
nmls_id: 65790
last_verified: 2026-10-09
---

# Joseph Dougherty

VP of Lending at CrossCountry Mortgage, Syracuse, NY. NMLS ID 65790 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/65790)).

**Summary:** Joseph Dougherty (NMLS 65790) is VP of Lending at CrossCountry Mortgage, based in Syracuse, NY. Licensed in Florida, confirmed with the state regulator (license LO137878). Also lists California, New Jersey and New York on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Construction loan, Down payment assistance and Real estate investor. Licensed since 2025 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2025 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), California (CA, lender_reported), New Jersey (NJ, lender_reported), New York (NY, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Construction loan** (`construction`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/syracuse-ny-3174/joseph-dougherty/
- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/syracuse-ny-3174/joseph-dougherty/
- **Real estate investor** (`investor`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/syracuse-ny-3174/joseph-dougherty/

## Facts from the lender page and intro

- service_area: Fayetteville, NY; Skaneateles, NY. Source: https://crosscountrymortgage.com/syracuse-ny-3174/joseph-dougherty/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO137878 | active | confirmed | 2025-05-08 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Syracuse, NY. Source: https://crosscountrymortgage.com/syracuse-ny-3174/joseph-dougherty/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/65790

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/syracuse-ny-3174/joseph-dougherty/
- Office phone and Email on file: shown at https://lendb.ai/lo/joseph-dougherty-65790#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/65790
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/syracuse-ny-3174/joseph-dougherty/

Cite as: Joseph Dougherty (NMLS 65790), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/joseph-dougherty-65790, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._