--- canonical_url: https://lendb.ai/lo/joseph-ferraro-1443543 json_url: https://lendb.ai/lo/joseph-ferraro-1443543.json nmls_id: 1443543 last_verified: 2026-10-10 --- # Joe Ferraro Branch Manager at AnnieMac Home Mortgage, Hauppauge, NY. NMLS ID 1443543 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1443543)). **Summary:** Joe Ferraro (NMLS 1443543) is Branch Manager at AnnieMac Home Mortgage, based in Hauppauge, NY. Licensed in Florida, confirmed with the state regulator (license LO120169). Also lists California, Connecticut, Delaware, Georgia, Illinois, Indiana, Massachusetts, Maryland and 14 more on the lender page (not yet checked with the state regulator). Earliest state license record: May 22, 2023 (Florida), per state regulator. Last verified 2026-10-10. ## At a glance - Earliest state license record: May 22, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Florida (FL, confirmed), California (CA, lender_reported), Connecticut (CT, lender_reported), Delaware (DE, lender_reported), Georgia (GA, lender_reported), Illinois (IL, lender_reported), Indiana (IN, lender_reported), Massachusetts (MA, lender_reported), Maryland (MD, lender_reported), Maine (ME, lender_reported), Minnesota (MN, lender_reported), North Carolina (NC, lender_reported), New Jersey (NJ, lender_reported), Nevada (NV, lender_reported), New York (NY, lender_reported), Ohio (OH, lender_reported), Oregon (OR, lender_reported), Pennsylvania (PA, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported), West Virginia (WV, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ## About Joe Ferraro serves clients across 23 states, including New York and New Jersey, per their profile. Source: LenDb summary of the lender page, verified 2026-10-10. ## Facts from the lender page and intro - service_area: 23 states including NY, CA, CT, DE, FL, GA, IL, IN, MA, MD, ME, MN, NC, NJ, NV, OH, OR, PA, SC, TN, TX, VA, WV. Source: https://annie-mac.com/lo/joeferraro/, verified 2026-10-10. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO120169 | active | confirmed | 2023-05-22 | state_regulator | 2026-10-09 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | CT | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | DE | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | IN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | MA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | MD | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | ME | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | MN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | NC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | NJ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | NV | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | NY | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | OH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | OR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | PA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | SC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | TN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | VA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | WV | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | ## Employment history - ? to present: AnnieMac Home Mortgage (NMLS 338923), Hauppauge, NY. Source: https://annie-mac.com/lo/joeferraro/, verified 2026-10-10. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1443543 ## Contact - View profile at AnnieMac Home Mortgage: https://annie-mac.com/lo/joeferraro/ - Office phone and Email on file: shown at https://lendb.ai/lo/joseph-ferraro-1443543#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1443543 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - lender_site: https://annie-mac.com/lo/joeferraro/ Cite as: Joe Ferraro (NMLS 1443543), AnnieMac Home Mortgage. LenDb.ai, https://lendb.ai/lo/joseph-ferraro-1443543, last verified 2026-10-10. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._