---
canonical_url: https://lendb.ai/lo/joseph-flannery-791180
json_url: https://lendb.ai/lo/joseph-flannery-791180.json
nmls_id: 791180
last_verified: 2026-10-09
---

# Joseph Flannery

Private Mortgage Banker at Wells Fargo Home Mortgage, San Francisco, CA. NMLS ID 791180 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/791180)).

**Summary:** Joseph Flannery (NMLS 791180) is Private Mortgage Banker at Wells Fargo Home Mortgage, based in San Francisco, CA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Earliest state license record: February 16, 2016 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: February 16, 2016 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO33878 | expired | confirmed | 2016-02-16 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Wells Fargo Home Mortgage (NMLS 399801), San Francisco, CA. Source: https://homeloans.wellsfargo.com/mortgage/ca/san-francisco/joseph, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/791180

## Contact

- linkedin_url: https://www.linkedin.com/in/joseph-flannery-94669414/ (source: lender_site, verified 2026-10-09)
- View profile at Wells Fargo Home Mortgage: https://homeloans.wellsfargo.com/mortgage/ca/san-francisco/joseph
- Office phone and Email on file: shown at https://lendb.ai/lo/joseph-flannery-791180#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/791180
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://homeloans.wellsfargo.com/mortgage/ca/san-francisco/joseph

Cite as: Joseph Flannery (NMLS 791180), Wells Fargo Home Mortgage. LenDb.ai, https://lendb.ai/lo/joseph-flannery-791180, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._