---
canonical_url: https://lendb.ai/lo/joseph-freismuth-195056
json_url: https://lendb.ai/lo/joseph-freismuth-195056.json
nmls_id: 195056
last_verified: 2026-10-16
---

# Joe Freismuth

Senior Vice President & LPO Manager at The Federal Savings Bank. NMLS ID 195056 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/195056)).

**Summary:** Joe Freismuth (NMLS 195056) is Senior Vice President & LPO Manager at The Federal Savings Bank. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Manufactured home, Construction loan, FHA loan, USDA loan and VA loan. Earliest state license record: January 24, 2012 (Florida), per state regulator. States 25 years of experience. Last verified 2026-10-16.

## At a glance

- Earliest state license record: January 24, 2012 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 25 (source: https://www.thefederalsavingsbank.com/bankers/joe-freismuth/, verified 2026-10-16)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Manufactured home** (`manufactured`): from their lender profile page, confidence 0.85, verified 2026-10-16. Source: https://www.thefederalsavingsbank.com/bankers/joe-freismuth/
- **Construction loan** (`construction`): from their lender profile page, confidence 0.80, verified 2026-10-16. Source: https://www.thefederalsavingsbank.com/bankers/joe-freismuth/
- **FHA loan** (`fha`): from their lender profile page, confidence 0.80, verified 2026-10-16. Source: https://www.thefederalsavingsbank.com/bankers/joe-freismuth/
- **USDA loan** (`usda`): from their lender profile page, confidence 0.80, verified 2026-10-16. Source: https://www.thefederalsavingsbank.com/bankers/joe-freismuth/
- **VA loan** (`va`): from their lender profile page, confidence 0.80, verified 2026-10-16. Source: https://www.thefederalsavingsbank.com/bankers/joe-freismuth/

## About

Joe Freismuth is Senior Vice President of Manufactured & Modular Lending with more than 25 years in mortgage banking and residential lending. Their profile lists specialties in FHA, VA, USDA, construction, land-home, chattel, and manufactured and modular home financing.

Source: LenDb summary of the lender page, verified 2026-10-16.

## Facts from the lender page and intro

- years_experience: 25. Source: https://www.thefederalsavingsbank.com/bankers/joe-freismuth/, verified 2026-10-16.
- role: Senior Vice President of Manufactured & Modular Lending. Source: https://www.thefederalsavingsbank.com/bankers/joe-freismuth/, verified 2026-10-16.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO13212 | expired | confirmed | 2012-01-24 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: The Federal Savings Bank (NMLS 411500). Source: https://www.thefederalsavingsbank.com/bankers/joe-freismuth/, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/195056

## Contact

- View profile at The Federal Savings Bank: https://www.thefederalsavingsbank.com/bankers/joe-freismuth/
- Office phone and Email on file: shown at https://lendb.ai/lo/joseph-freismuth-195056#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/195056
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.thefederalsavingsbank.com/bankers/joe-freismuth/

Cite as: Joe Freismuth (NMLS 195056), The Federal Savings Bank. LenDb.ai, https://lendb.ai/lo/joseph-freismuth-195056, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._