---
canonical_url: https://lendb.ai/lo/joseph-funicelli-1958835
json_url: https://lendb.ai/lo/joseph-funicelli-1958835.json
nmls_id: 1958835
last_verified: 2026-10-10
---

# Joseph Funicelli

Mortgage Loan Originator at AnnieMac Home Mortgage, Toms River, NJ. NMLS ID 1958835 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1958835)).

**Summary:** Joseph Funicelli (NMLS 1958835) is Mortgage Loan Originator at AnnieMac Home Mortgage, based in Toms River, NJ. Lists New Jersey on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan. Earliest state license record: January 21, 2022 (Florida), per state regulator. Last verified 2026-10-10.

## At a glance

- Earliest state license record: January 21, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: New Jersey (NJ, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.60, verified 2026-10-10. Source: https://annie-mac.com/lo/joefunicelli/

## About

Born and raised in New Jersey, Joe serves local homebuyers and homeowners with a focus on a clear, smooth loan process. Joe is also a current Seaside Heights police officer who knows the community.

Source: LenDb summary of the lender page, verified 2026-10-10.

## Facts from the lender page and intro

- community: Charity league sports participation. Source: https://annie-mac.com/lo/joefunicelli/, verified 2026-10-10.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO100937 | expired | confirmed | 2022-01-21 | state_regulator | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |

## Employment history

- ? to present: AnnieMac Home Mortgage (NMLS 338923), Toms River, NJ. Source: https://annie-mac.com/lo/joefunicelli/, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1958835

## Contact

- View profile at AnnieMac Home Mortgage: https://annie-mac.com/lo/joefunicelli/
- Office phone and Email on file: shown at https://lendb.ai/lo/joseph-funicelli-1958835#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1958835
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://annie-mac.com/lo/joefunicelli/

Cite as: Joseph Funicelli (NMLS 1958835), AnnieMac Home Mortgage. LenDb.ai, https://lendb.ai/lo/joseph-funicelli-1958835, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._