---
canonical_url: https://lendb.ai/lo/joseph-gallagher-220243
json_url: https://lendb.ai/lo/joseph-gallagher-220243.json
nmls_id: 220243
last_verified: 2026-10-09
---

# Joe Gallagher

Branch Manager at Guild Mortgage, Warrenton, VA. NMLS ID 220243 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/220243)).

**Summary:** Joe Gallagher (NMLS 220243) is Branch Manager at Guild Mortgage, based in Warrenton, VA. Licensed in 3 states: Florida, Maryland and Virginia. Focus areas shown on the lender page: First-time buyer and Real estate investor. 8 years licensed. Last verified 2026-10-09.

## At a glance

- Years licensed: 8
- Licensed in: Florida (FL), Maryland (MD), Virginia (VA)
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/va/warrenton/joe-gallagher-693-hpjgal.html
- **Real estate investor** (`investor`): lender page, confidence 0.85, verified 2026-10-09. Source: https://branches.guildmortgage.com/va/warrenton/joe-gallagher-693-hpjgal.html

## About

Joe Gallagher has served Northern Virginia communities since January 2003, assisting first-time homebuyers, refinancers, and investment property purchasers. Customer service-oriented and passionate about mentoring others to reach their full potential.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2003. Source: https://branches.guildmortgage.com/va/warrenton/joe-gallagher-693-hpjgal.html, verified 2026-10-09.
- service_area: Warrenton, Gainesville, Haymarket, Loudoun, Prince William, Fairfax, Stafford, Culpeper. Source: https://branches.guildmortgage.com/va/warrenton/joe-gallagher-693-hpjgal.html, verified 2026-10-09.
- role: Manager and Mortgage Planner. Source: https://branches.guildmortgage.com/va/warrenton/joe-gallagher-693-hpjgal.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Issued | Source | Verified |
|---|---|---|---|---|---|---|
| FL | state_license | LO53722 | active | 2018-05-25 | state_regulator | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Warrenton, VA. Source: https://branches.guildmortgage.com/va/warrenton/joe-gallagher-693-hpjgal.html, verified 2026-10-09.

## Disciplinary actions

None on record at LenDb (regulator orders are not loaded yet; check NMLS Consumer Access).

## Contact

- linkedin_url: https://www.linkedin.com/in/joe-gallagher-2007616/ (source: lender_site, verified 2026-10-09)
- View profile at Guild Mortgage: https://branches.guildmortgage.com/va/warrenton/joe-gallagher-693-hpjgal.html
- Office phone and Email on file: shown at https://lendb.ai/lo/joseph-gallagher-220243#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/220243
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://branches.guildmortgage.com/va/warrenton/joe-gallagher-693-hpjgal.html

Cite as: Joe Gallagher (NMLS 220243), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/joseph-gallagher-220243, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._