---
canonical_url: https://lendb.ai/lo/joseph-gnapp-2799681
json_url: https://lendb.ai/lo/joseph-gnapp-2799681.json
nmls_id: 2799681
last_verified: 2026-10-09
---

# Joe Gnapp

Loan Officer at CrossCountry Mortgage, Tampa, FL. NMLS ID 2799681 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2799681)).

**Summary:** Joe Gnapp (NMLS 2799681) is Loan Officer at CrossCountry Mortgage, based in Tampa, FL. Licensed in Florida, confirmed with the state regulator (license LO145363). Earliest state license record: February 26, 2026 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: February 26, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Joe serves the Tampa, FL community as a local loan officer committed to guiding clients through purchases and refinances with expert advice and personal service.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Tampa, FL. Source: https://crosscountrymortgage.com/tampa-fl-8265/joseph-gnapp/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO145363 | active | confirmed | 2026-02-26 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Tampa, FL. Source: https://crosscountrymortgage.com/tampa-fl-8265/joseph-gnapp/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2799681

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/tampa-fl-8265/joseph-gnapp/
- Email on file: shown at https://lendb.ai/lo/joseph-gnapp-2799681#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2799681
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/tampa-fl-8265/joseph-gnapp/

Cite as: Joe Gnapp (NMLS 2799681), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/joseph-gnapp-2799681, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._