---
canonical_url: https://lendb.ai/lo/joseph-gulino-1595765
json_url: https://lendb.ai/lo/joseph-gulino-1595765.json
nmls_id: 1595765
last_verified: 2026-10-26
---

# Joseph Gulino

Loan Officer at Lendwise Mortgage, Inc., Woodland Hills, CA. NMLS ID 1595765 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1595765)).

Joseph Gulino, NMLS 1595765, works as a Loan Officer at Lendwise Mortgage, Inc. in Woodland Hills, California and is licensed in Florida since 2018. Joseph works at an FHA-approved lender, per HUD.

**Summary:** Joseph Gulino (NMLS 1595765) is Loan Officer at Lendwise Mortgage, Inc., based in Woodland Hills, CA. Licensed in Florida, confirmed with the state regulator (license LO56896). Earliest state license record: October 16, 2018 (Florida), per state regulator. Last verified 2026-10-26.

## Quick answers

### Is Joseph licensed in Florida?

Yes. Florida regulator records list license LO56896 as active, first effective October 16, 2018 (verified 2026-10-15). Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

### What lender does Joseph work for, and is it FHA-approved?

Lendwise Mortgage, Inc., company NMLS 2702455, from the Woodland Hills, CA office, per the lender's own site (verified 2026-10-26). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://lendwisemtg.com/loan-officers/joseph-gulino.

### How long has Joseph been licensed?

The earliest state license record LenDb holds for Joseph is from October 16, 2018 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

## At a glance

- Earliest state license record: October 16, 2018 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO56896 | active | confirmed | 2018-10-16 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Lendwise Mortgage, Inc. (NMLS 2702455), Woodland Hills, CA. Source: https://lendwisemtg.com/loan-officers/joseph-gulino, verified 2026-10-26.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1595765

## Contact

- View profile at Lendwise Mortgage, Inc.: https://lendwisemtg.com/loan-officers/joseph-gulino
- Email on file: shown at https://lendb.ai/lo/joseph-gulino-1595765#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1595765
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://lendwisemtg.com/loan-officers/joseph-gulino
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Joseph Gulino (NMLS 1595765), Lendwise Mortgage, Inc.. LenDb.ai, https://lendb.ai/lo/joseph-gulino-1595765, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._