---
canonical_url: https://lendb.ai/lo/joseph-harford-415243
json_url: https://lendb.ai/lo/joseph-harford-415243.json
nmls_id: 415243
last_verified: 2026-10-09
---

# Joseph Harford

Mortgage Loan Officer at Truist Bank, Buford, GA. NMLS ID 415243 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/415243)).

**Summary:** Joseph Harford (NMLS 415243) is Mortgage Loan Officer at Truist Bank, based in Buford, GA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Truist Bank (NMLS 399803), Buford, GA. Source: https://www.truist.com/finder/mortgage/joseph-t-harford-mortgage-loan-officer-buford-ga-30518, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/415243

## Contact

- View profile at Truist Bank: https://www.truist.com/finder/mortgage/joseph-t-harford-mortgage-loan-officer-buford-ga-30518
- Office phone and Email on file: shown at https://lendb.ai/lo/joseph-harford-415243#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/415243
- lender_site: https://www.truist.com/finder/mortgage/joseph-t-harford-mortgage-loan-officer-buford-ga-30518

Cite as: Joseph Harford (NMLS 415243), Truist Bank. LenDb.ai, https://lendb.ai/lo/joseph-harford-415243, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._