--- canonical_url: https://lendb.ai/lo/joseph-liuzzi-2517713 json_url: https://lendb.ai/lo/joseph-liuzzi-2517713.json nmls_id: 2517713 last_verified: 2026-10-24 --- # Joe Liuzzi Mortgage Loan Originator at Trident Home Loans, Pensacola, FL. NMLS ID 2517713 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2517713)). Based in Pensacola, Florida, Joe Liuzzi (NMLS 2517713) is a Mortgage Loan Originator at Trident Home Loans, licensed in Florida since 2026 and in California. **Summary:** Joe Liuzzi (NMLS 2517713) is Mortgage Loan Originator at Trident Home Loans, based in Pensacola, FL. Licensed in 2 states confirmed with state regulators: Florida and California. Also lists Arizona on the lender page (not yet checked with the state regulator). Trident Home Loans also offers Condo, Construction loan, FHA loan, Real estate investor and Jumbo loan and 5 more (a lender program, not confirmed as their own focus). Earliest state license record: January 22, 2026 (Florida), per state regulator. Last verified 2026-10-24. ## Quick answers ### Is Joe licensed in Florida? Yes. Florida regulator records list license LO144384 as active, first effective January 22, 2026 (verified 2026-10-15). LenDb has 2 other states on file for Joe. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip. ### What lender does Joe work for? Trident Home Loans, company NMLS 65716, from the Pensacola, FL office, per the lender's own site (verified 2026-10-15). Source: https://tridenthomeloans.com/joe-liuzzi/. ### How long has Joe been licensed? The earliest state license record LenDb holds for Joe is from January 22, 2026 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip. ## At a glance - Earliest state license record: January 22, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Joseph W. Liuzzi (CA, FL, as of 2026-10-22) - Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), California (CA DFPI, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ### Their lender offers (lender level: Trident Home Loans's programs, not confirmed as this person's focus) - **Condo** (`condo`): verified 2026-10-15. Source: https://tridenthomeloans.com - **Construction loan** (`construction`): verified 2026-10-15. Source: https://tridenthomeloans.com - **FHA loan** (`fha`): verified 2026-10-15. Source: https://tridenthomeloans.com - **Real estate investor** (`investor`): verified 2026-10-15. Source: https://tridenthomeloans.com - **Jumbo loan** (`jumbo`): verified 2026-10-15. Source: https://tridenthomeloans.com - **Low credit score** (`low-credit`): verified 2026-10-15. Source: https://tridenthomeloans.com - **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-15. Source: https://tridenthomeloans.com - **USDA loan** (`usda`): verified 2026-10-15. Source: https://tridenthomeloans.com - **VA loan** (`va`): verified 2026-10-15. Source: https://tridenthomeloans.com - **Vacation home** (`vacation-home`): verified 2026-10-15. Source: https://tridenthomeloans.com ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO144384 | active | confirmed | 2026-01-22 | state_regulator | 2026-10-15 | | AZ | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2517713 | active | confirmed | 2026-01-26 | state_regulator | 2026-10-24 | ## Employment history - ? to present: Trident Home Loans (NMLS 65716), Pensacola, FL. Source: https://tridenthomeloans.com/joe-liuzzi/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2517713 ## Contact - View profile at Trident Home Loans: https://tridenthomeloans.com/joe-liuzzi/ - Office phone on file: shown at https://lendb.ai/lo/joseph-liuzzi-2517713#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2517713 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - lender_site: https://tridenthomeloans.com/joe-liuzzi/ - state_regulator: https://dfpi.ca.gov/ - lender_site (lender programs): https://tridenthomeloans.com Cite as: Joe Liuzzi (NMLS 2517713), Trident Home Loans. LenDb.ai, https://lendb.ai/lo/joseph-liuzzi-2517713, last verified 2026-10-24. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._