---
canonical_url: https://lendb.ai/lo/joseph-manglardi-1128287
json_url: https://lendb.ai/lo/joseph-manglardi-1128287.json
nmls_id: 1128287
last_verified: 2026-10-09
---

# Joe Manglardi

Sr. Vice President at CrossCountry Mortgage, Tampa, FL. NMLS ID 1128287 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1128287)).

**Summary:** Joe Manglardi (NMLS 1128287) is Sr. Vice President at CrossCountry Mortgage, based in Tampa, FL. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Georgia, Illinois and North Carolina on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Real estate investor, Renovation loan (203k / HomeStyle) and HELOC. Earliest state license record: December 16, 2013 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: December 16, 2013 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed), Georgia (GA, lender_reported), Illinois (IL, lender_reported), North Carolina (NC, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Real estate investor** (`investor`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/tampa-fl-8219/joseph-manglardi/
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/tampa-fl-8219/joseph-manglardi/
- **HELOC** (`heloc`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/tampa-fl-8219/joseph-manglardi/

## About

Scotsman Guide Top Originator who has secured $40+ million in financing and closed over 100 loans in a year. Serves home buyers, refinancing, and investment property clients in the Tampa area.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- credential: Scotsman Guide Top Originator. Source: https://crosscountrymortgage.com/tampa-fl-8219/joseph-manglardi/, verified 2026-10-09.
- credential: $40+ million in financing secured. Source: https://crosscountrymortgage.com/tampa-fl-8219/joseph-manglardi/, verified 2026-10-09.
- credential: Closed over 100 loans in a year. Source: https://crosscountrymortgage.com/tampa-fl-8219/joseph-manglardi/, verified 2026-10-09.
- service_area: Orlando, FL. Source: https://crosscountrymortgage.com/tampa-fl-8219/joseph-manglardi/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO22656 | active | confirmed | 2013-12-16 | state_regulator | 2026-10-09 |
| CO | state_license | 100534293 | active | confirmed | 2022-08-12 | state_regulator | 2026-10-10 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Tampa, FL. Source: https://crosscountrymortgage.com/tampa-fl-8219/joseph-manglardi/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1128287

## Contact

- linkedin_url: https://www.linkedin.com/in/joe-manglardi-200a2447/ (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/tampa-fl-8219/joseph-manglardi/
- Office phone and Email on file: shown at https://lendb.ai/lo/joseph-manglardi-1128287#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1128287
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=300857&contact=527516
- lender_site: https://crosscountrymortgage.com/tampa-fl-8219/joseph-manglardi/

Cite as: Joe Manglardi (NMLS 1128287), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/joseph-manglardi-1128287, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._