--- canonical_url: https://lendb.ai/lo/joseph-mcbreen-686541 json_url: https://lendb.ai/lo/joseph-mcbreen-686541.json nmls_id: 686541 last_verified: 2026-10-09 --- # Joe McBreen Originating Branch Manager at CrossCountry Mortgage, Michigan City, IN. NMLS ID 686541 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/686541)). **Summary:** Joe McBreen (NMLS 686541) is Originating Branch Manager at CrossCountry Mortgage, based in Michigan City, IN. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Alabama, Arkansas, Arizona, California, Connecticut, District of Columbia, Georgia, Iowa and 12 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, Real estate investor and FHA loan. Licensed since 2018 (per Florida records). States 16 years of experience. Last verified 2026-10-09. ## At a glance - Licensed since 2018 (per Florida records). This is license history on file, not total experience. - Years experience (stated by the LO): 16 (source: https://crosscountrymortgage.com/michigan-city-in-3031/joseph-mcbreen/, verified 2026-10-09) - Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Arkansas (AR, lender_reported), Arizona (AZ, lender_reported), California (CA, lender_reported), Connecticut (CT, lender_reported), District of Columbia (DC, lender_reported), Georgia (GA, lender_reported), Iowa (IA, lender_reported), Illinois (IL, lender_reported), Indiana (IN, lender_reported), Louisiana (LA, lender_reported), Michigan (MI, lender_reported), Missouri (MO, lender_reported), Mississippi (MS, lender_reported), Nevada (NV, lender_reported), Ohio (OH, lender_reported), Oklahoma (OK, lender_reported), Oregon (OR, lender_reported), Pennsylvania (PA, confirmed), Tennessee (TN, lender_reported), Texas (TX, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/michigan-city-in-3031/joseph-mcbreen/ - **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/michigan-city-in-3031/joseph-mcbreen/ - **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/michigan-city-in-3031/joseph-mcbreen/ ## About Joe has 16 years of mortgage origination experience and ranks among the top 200 loan officers nationwide. He works with first-time homebuyers, real estate investors, and those refinancing. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: 16. Source: https://crosscountrymortgage.com/michigan-city-in-3031/joseph-mcbreen/, verified 2026-10-09. - credential: Ranks among top 200 loan officers nationwide by volume per Mortgage Executive Magazine. Source: https://crosscountrymortgage.com/michigan-city-in-3031/joseph-mcbreen/, verified 2026-10-09. - role: Senior Vice President of Mortgage Banking for CrossCountry Mortgage in Chicago, Illinois. Source: https://crosscountrymortgage.com/michigan-city-in-3031/joseph-mcbreen/, verified 2026-10-09. - service_area: Greater Chicago area and nationwide for real estate investors. Source: https://crosscountrymortgage.com/michigan-city-in-3031/joseph-mcbreen/, verified 2026-10-09. - credential: Nationally licensed Loan Officer. Source: https://crosscountrymortgage.com/michigan-city-in-3031/joseph-mcbreen/, verified 2026-10-09. - community: Frequent speaker at real estate investment conferences. Source: https://crosscountrymortgage.com/michigan-city-in-3031/joseph-mcbreen/, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO56894 | active | confirmed | 2018-10-16 | state_regulator | 2026-10-09 | | AL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | AR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CT | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | DC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | LA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MS | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NV | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OK | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | PA | state_license | 68951 | active | confirmed | | state_regulator | 2026-10-10 | | TN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: CrossCountry Mortgage (NMLS 3029), Michigan City, IN. Source: https://crosscountrymortgage.com/michigan-city-in-3031/joseph-mcbreen/, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/686541 ## Contact - View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/michigan-city-in-3031/joseph-mcbreen/ - Office phone and Email on file: shown at https://lendb.ai/lo/joseph-mcbreen-686541#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/686541 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - lender_site: https://crosscountrymortgage.com/michigan-city-in-3031/joseph-mcbreen/ - state_regulator: https://data.pa.gov/d/tyxc-jyug Cite as: Joe McBreen (NMLS 686541), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/joseph-mcbreen-686541, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._