---
canonical_url: https://lendb.ai/lo/joseph-mendivil-758979
json_url: https://lendb.ai/lo/joseph-mendivil-758979.json
nmls_id: 758979
last_verified: 2026-10-09
---

# Joe Mendivil

Mortgage Loan Officer at Loan Factory. NMLS ID 758979 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/758979)).

**Summary:** Joe Mendivil (NMLS 758979) is Mortgage Loan Officer at Loan Factory. Lists Arizona on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance. Speaks English and Spanish. Licensed since 2018 (per Florida records). States 30 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2018 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 30 (source: https://www.loanfactory.com/mortgage-expert/joe-mendivil-758979, verified 2026-10-09)
- Licensed in: Arizona (AZ, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/joe-mendivil-758979

## About

Over 30 years of mortgage experience helping borrowers from first-time home purchases to refinances. Specializes in down payment assistance programs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 30. Source: https://www.loanfactory.com/mortgage-expert/joe-mendivil-758979, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO52682 | expired | confirmed | 2018-04-16 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/joe-mendivil-758979, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/758979

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/joe-mendivil-758979

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/758979
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/joe-mendivil-758979

Cite as: Joe Mendivil (NMLS 758979), Loan Factory. LenDb.ai, https://lendb.ai/lo/joseph-mendivil-758979, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._