---
canonical_url: https://lendb.ai/lo/joseph-mikhail-1267130
json_url: https://lendb.ai/lo/joseph-mikhail-1267130.json
nmls_id: 1267130
last_verified: 2026-10-11
---

# Joe Mikhail

Loan Officer at CMG Home Loans, Camarillo, CA. NMLS ID 1267130 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1267130)).

**Summary:** Joe Mikhail (NMLS 1267130) is Loan Officer at CMG Home Loans, based in Camarillo, CA. Licensed in Florida, confirmed with the state regulator (license LO112444). Earliest state license record: August 24, 2022 (Florida), per state regulator. Last verified 2026-10-11.

## At a glance

- Earliest state license record: August 24, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO112444 | active | confirmed | 2022-08-24 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: CMG Home Loans (NMLS 1820), Camarillo, CA. Source: https://www.cmghomeloans.com/mysite/joe-mikhail, verified 2026-10-11.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1267130

## Contact

- View profile at CMG Home Loans: https://www.cmghomeloans.com/mysite/joe-mikhail
- Office phone and Email on file: shown at https://lendb.ai/lo/joseph-mikhail-1267130#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1267130
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.cmghomeloans.com/mysite/joe-mikhail

Cite as: Joe Mikhail (NMLS 1267130), CMG Home Loans. LenDb.ai, https://lendb.ai/lo/joseph-mikhail-1267130, last verified 2026-10-11.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._