---
canonical_url: https://lendb.ai/lo/joseph-miller-582101
json_url: https://lendb.ai/lo/joseph-miller-582101.json
nmls_id: 582101
last_verified: 2026-10-15
---

# Joe Miller

Senior Loan Officer at Intercoastal Mortgage, LLC. NMLS ID 582101 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/582101)).

**Summary:** Joe Miller (NMLS 582101) is Senior Loan Officer at Intercoastal Mortgage, LLC. Earliest state license record: January 18, 2022 (Florida), per state regulator. States 25 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: January 18, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 25 (source: http://intercoastalmortgage.com/loan-officer/joe-miller/, verified 2026-10-15)
- Licensed in: no license list on file; check NMLS Consumer Access
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: 25. Source: http://intercoastalmortgage.com/loan-officer/joe-miller/, verified 2026-10-15.
- years_experience: over 10 (mortgage). Source: http://intercoastalmortgage.com/loan-officer/joe-miller/, verified 2026-10-15.
- role: former Client Relationship Manager. Source: http://intercoastalmortgage.com/loan-officer/joe-miller/, verified 2026-10-15.
- service_area: Central Virginia. Source: http://intercoastalmortgage.com/loan-officer/joe-miller/, verified 2026-10-15.
- community: Ronald McDonald House of Charlottesville board member. Source: http://intercoastalmortgage.com/loan-officer/joe-miller/, verified 2026-10-15.
- community: past President of H3 Baseball. Source: http://intercoastalmortgage.com/loan-officer/joe-miller/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO100643 | expired | confirmed | 2022-01-18 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Intercoastal Mortgage, LLC (NMLS 56323). Source: http://intercoastalmortgage.com/loan-officer/joe-miller/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/582101

## Contact

- View profile at Intercoastal Mortgage, LLC: http://intercoastalmortgage.com/loan-officer/joe-miller/

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/582101
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: http://intercoastalmortgage.com/loan-officer/joe-miller/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Joe Miller (NMLS 582101), Intercoastal Mortgage, LLC. LenDb.ai, https://lendb.ai/lo/joseph-miller-582101, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._