---
canonical_url: https://lendb.ai/lo/joseph-niosi-185812
json_url: https://lendb.ai/lo/joseph-niosi-185812.json
nmls_id: 185812
last_verified: 2026-10-09
---

# Joseph Niosi

Co-Branch Manager at CrossCountry Mortgage, Dunkirk, MD. NMLS ID 185812 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/185812)).

**Summary:** Joseph Niosi (NMLS 185812) is Co-Branch Manager at CrossCountry Mortgage, based in Dunkirk, MD. Lists Maryland on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Maryland (MD, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/dunkirk-md-2723/joseph-niosi/

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Dunkirk, MD. Source: https://crosscountrymortgage.com/dunkirk-md-2723/joseph-niosi/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/185812

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/dunkirk-md-2723/joseph-niosi/
- Office phone and Email on file: shown at https://lendb.ai/lo/joseph-niosi-185812#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/185812
- lender_site: https://crosscountrymortgage.com/dunkirk-md-2723/joseph-niosi/

Cite as: Joseph Niosi (NMLS 185812), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/joseph-niosi-185812, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._