---
canonical_url: https://lendb.ai/lo/joseph-pagliarulo-89467
json_url: https://lendb.ai/lo/joseph-pagliarulo-89467.json
nmls_id: 89467
last_verified: 2026-10-09
---

# Joe Pagliarulo Jr

Senior Loan Officer at Guild Mortgage, Reading, MA. NMLS ID 89467 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/89467)).

**Summary:** Joe Pagliarulo Jr (NMLS 89467) is Senior Loan Officer at Guild Mortgage, based in Reading, MA. Licensed in Florida, confirmed with the state regulator (license LO143043). Also lists Massachusetts, Maine and New Hampshire on the lender page (not yet checked with the state regulator). Licensed since 2025 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2025 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Massachusetts (MA, lender_reported), Maine (ME, lender_reported), New Hampshire (NH, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO143043 | active | confirmed | 2025-11-25 | state_regulator | 2026-10-09 |
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| ME | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Reading, MA. Source: https://branches.guildmortgage.com/ma/reading/joe-pagliarulo-jr-710-rgjp.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/89467

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/ma/reading/joe-pagliarulo-jr-710-rgjp.html
- Email on file: shown at https://lendb.ai/lo/joseph-pagliarulo-89467#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/89467
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://branches.guildmortgage.com/ma/reading/joe-pagliarulo-jr-710-rgjp.html

Cite as: Joe Pagliarulo Jr (NMLS 89467), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/joseph-pagliarulo-89467, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._