---
canonical_url: https://lendb.ai/lo/joseph-patam-1992574
json_url: https://lendb.ai/lo/joseph-patam-1992574.json
nmls_id: 1992574
last_verified: 2026-10-24
---

# Joseph Patam

Loan officer at West Capital Lending, Inc.. NMLS ID 1992574 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1992574)).

Joseph Patam (NMLS 1992574) is a mortgage loan officer at West Capital Lending, Inc., licensed in Colorado since 2021 and in California.

**Summary:** Joseph Patam (NMLS 1992574) is a loan officer at West Capital Lending, Inc.. Licensed in 2 states confirmed with state regulators: California and Colorado. Earliest state license record: June 1, 2021 (Colorado), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Joseph licensed in California?

Yes. California regulator records list license 02187625 as active (verified 2026-10-24). LenDb has 1 other state on file for Joseph. Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html.

### What lender does Joseph work for?

West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-15). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html.

### How long has Joseph been licensed?

The earliest state license record LenDb holds for Joseph is from June 1, 2021 (Colorado regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=273976&contact=496774.

## At a glance

- Earliest state license record: June 1, 2021 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Joseph P. Patam (CO, as of 2026-10-09)
- Licensed in: California (CA DRE, confirmed), Colorado (CO, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| CA | California Department of Real Estate | state_license | 02187625 | active | confirmed |  | state_regulator | 2026-10-24 |
| CO | Colorado regulator | state_license | 100524754 | active | confirmed | 2021-06-01 | state_regulator | 2026-10-16 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1992574

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1992574
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=273976&contact=496774

Cite as: Joseph Patam (NMLS 1992574), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/joseph-patam-1992574, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._