--- canonical_url: https://lendb.ai/lo/joseph-perez-1797283 json_url: https://lendb.ai/lo/joseph-perez-1797283.json nmls_id: 1797283 last_verified: 2026-10-30 --- # Joseph Perez Loan officer at United Lending Team, INC, Irvine, CA. NMLS ID 1797283 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1797283)). Based in Irvine, California, Joseph Perez (NMLS 1797283) is a mortgage loan officer at United Lending Team, INC, licensed in Florida since 2018 and in Texas, California, Delaware and 5 more states. **Summary:** Joseph Perez (NMLS 1797283) is a loan officer at United Lending Team, INC, based in Irvine, CA. Licensed in 9 states confirmed with state regulators: Florida, Texas, California, Delaware, Missouri, Arkansas, Iowa, Oregon and 1 more. Earliest state license record: November 13, 2018 (Florida), per state regulator. Last verified 2026-10-30. ## Quick answers ### Is Joseph licensed in California? Yes. California regulator records list license 02439518 as active (verified 2026-10-24). LenDb has 8 other states on file for Joseph. Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html. ### What lender does Joseph work for? United Lending Team, INC, company NMLS 2273319, from the Irvine, CA office, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/. ### How long has Joseph been licensed? The earliest state license record LenDb holds for Joseph is from November 13, 2018 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip. ## At a glance - Earliest state license record: November 13, 2018 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Joseph J. Perez (AR, CA, DE, FL, IA, MO, NY, OR, TX, WY, as of 2026-10-30) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Delaware (DE, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO57414 | active | confirmed | 2018-11-13 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2019-07-02 | state_regulator | 2026-10-13 | | NY | New York regulator | state_license | n/a | expired | confirmed | | state_regulator | 2026-10-14 | | CA | California Department of Real Estate | state_license | 02439518 | active | confirmed | | state_regulator | 2026-10-24 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | MO | Missouri regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-19 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 55084 | active | confirmed | 2025-08-14 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2025-12-17 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 1797283 | active | confirmed | 2025-08-14 | state_regulator | 2026-10-21 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DBO1797283 | inactive | confirmed | 2018-12-05 | state_regulator | 2026-10-24 | | WY | Wyoming regulator | state_license | 109057 | inactive | confirmed | 2025-08-21 | state_regulator | 2026-10-27 | ## Employment history - ? to present: United Lending Team, INC (NMLS 2273319), Irvine, CA. Source: https://www.sml.texas.gov/, verified 2026-10-13. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1797283 ## Contact ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1797283 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://www.dfs.ny.gov/ - state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://wyomingbankingdivision.wyo.gov/ Cite as: Joseph Perez (NMLS 1797283), United Lending Team, INC. LenDb.ai, https://lendb.ai/lo/joseph-perez-1797283, last verified 2026-10-30. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._