---
canonical_url: https://lendb.ai/lo/joseph-portillo-498755
json_url: https://lendb.ai/lo/joseph-portillo-498755.json
nmls_id: 498755
last_verified: 2026-10-16
---

# Joseph Portillo

Mortgage Loan Officer at Washington Trust Bank, Portland, OR. NMLS ID 498755 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/498755)).

Joseph Portillo, NMLS 498755, works as a Mortgage Loan Officer at Washington Trust Bank in Portland, Oregon. Joseph's lender page shows a focus on first-time buyer, and Joseph speaks English and Spanish.

**Summary:** Joseph Portillo (NMLS 498755) is Mortgage Loan Officer at Washington Trust Bank, based in Portland, OR. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: First-time buyer. Speaks English and Spanish. States 17 years of experience. Last verified 2026-10-16.

## Quick answers

### Is Joseph licensed?

Joseph works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### Does Joseph list first-time buyer as a focus?

Joseph's profile lists first-time buyer as a focus (from their lender profile page). Source: https://www.watrust.com/joseph-portillo.

### What lender does Joseph work for?

Washington Trust Bank, company NMLS 728368, from the Portland, OR office, per the lender's own site (verified 2026-10-16). Source: https://www.watrust.com/joseph-portillo.

### What languages does Joseph speak?

English and Spanish, per their lender page (verified 2026-10-16). Source: https://www.watrust.com/joseph-portillo.

### How much experience does Joseph have?

Joseph states 17 years of experience. Source: https://www.watrust.com/joseph-portillo.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 17 (source: https://www.watrust.com/joseph-portillo, verified 2026-10-16)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.watrust.com/joseph-portillo

## Facts from the lender page and intro

- years_experience: 17. Source: https://www.watrust.com/joseph-portillo, verified 2026-10-16.
- community: Led financial fitness and first-time homebuyer classes with Hacienda CDC, Open Doors, Portland Housing Center and Proud Ground. Source: https://www.watrust.com/joseph-portillo, verified 2026-10-16.
- community: City of Portland Advisory Committee Member. Source: https://www.watrust.com/joseph-portillo, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Washington Trust Bank (NMLS 728368), Portland, OR. Source: https://www.watrust.com/joseph-portillo, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/498755

## Contact

- View profile at Washington Trust Bank: https://www.watrust.com/joseph-portillo
- Office phone and Email on file: shown at https://lendb.ai/lo/joseph-portillo-498755#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/498755
- lender_site: https://www.watrust.com/joseph-portillo

Cite as: Joseph Portillo (NMLS 498755), Washington Trust Bank. LenDb.ai, https://lendb.ai/lo/joseph-portillo-498755, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._