---
canonical_url: https://lendb.ai/lo/joseph-riggs-966672
json_url: https://lendb.ai/lo/joseph-riggs-966672.json
nmls_id: 966672
last_verified: 2026-10-09
---

# Joe Riggs

Senior Loan Officer at Guild Mortgage, Alpharetta, GA. NMLS ID 966672 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/966672)).

**Summary:** Joe Riggs (NMLS 966672) is Senior Loan Officer at Guild Mortgage, based in Alpharetta, GA. Licensed in Florida, confirmed with the state regulator (license LO140118). Also lists Alabama, Georgia, North Carolina, South Carolina and Tennessee on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, Jumbo loan and Down payment assistance. Licensed since 2025 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2025 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Georgia (GA, lender_reported), North Carolina (NC, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.70, verified 2026-10-09. Source: https://branches.guildmortgage.com/ga/alpharetta/joe-riggs-884-hpjri.html
- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://branches.guildmortgage.com/ga/alpharetta/joe-riggs-884-hpjri.html
- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.24, verified 2026-10-09. Source: https://branches.guildmortgage.com/ga/alpharetta/joe-riggs-884-hpjri.html

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO140118 | active | confirmed | 2025-08-01 | state_regulator | 2026-10-09 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Alpharetta, GA. Source: https://branches.guildmortgage.com/ga/alpharetta/joe-riggs-884-hpjri.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/966672

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/ga/alpharetta/joe-riggs-884-hpjri.html
- Office phone and Email on file: shown at https://lendb.ai/lo/joseph-riggs-966672#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/966672
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://branches.guildmortgage.com/ga/alpharetta/joe-riggs-884-hpjri.html

Cite as: Joe Riggs (NMLS 966672), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/joseph-riggs-966672, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._