---
canonical_url: https://lendb.ai/lo/joseph-rutherford-2484129
json_url: https://lendb.ai/lo/joseph-rutherford-2484129.json
nmls_id: 2484129
last_verified: 2026-10-15
---

# Joe Rutherford

Mortgage Loan Originator at Integrity Home Mortgage Corporation, Martinsburg, WV. NMLS ID 2484129 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2484129)).

**Summary:** Joe Rutherford (NMLS 2484129) is Mortgage Loan Originator at Integrity Home Mortgage Corporation, based in Martinsburg, WV. Lists Virginia on the lender page (not yet checked with the state regulator). Earliest state license record: May 18, 2023 (Florida), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: May 18, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Virginia (VA, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: just under 2. Source: https://ihmcloans.com/joe-rutherford/, verified 2026-10-15.
- service_area: Front Royal, VA. Source: https://ihmcloans.com/joe-rutherford/, verified 2026-10-15.
- education: Finance degree with a minor in Real Estate, Virginia Tech. Source: https://ihmcloans.com/joe-rutherford/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO120084 | expired | confirmed | 2023-05-18 | state_regulator | 2026-10-15 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Integrity Home Mortgage Corporation (NMLS 208516), Martinsburg, WV. Source: https://ihmcloans.com/joe-rutherford/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2484129

## Contact

- linkedin_url: https://www.linkedin.com/in/joe-rutherford-a8313414a/ (source: lender_site, verified 2026-10-15)
- View profile at Integrity Home Mortgage Corporation: https://ihmcloans.com/joe-rutherford/
- Email on file: shown at https://lendb.ai/lo/joseph-rutherford-2484129#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2484129
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://ihmcloans.com/joe-rutherford/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Joe Rutherford (NMLS 2484129), Integrity Home Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/joseph-rutherford-2484129, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._