--- canonical_url: https://lendb.ai/lo/joseph-salem-1540207 json_url: https://lendb.ai/lo/joseph-salem-1540207.json nmls_id: 1540207 last_verified: 2026-10-28 --- # Joseph Salem Loan officer at United Lending Team, INC. NMLS ID 1540207 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1540207)). Joseph Salem (NMLS 1540207) is a mortgage loan officer at United Lending Team, INC, licensed in Iowa since 2025 and in Florida, Texas, Connecticut and 8 more states. **Summary:** Joseph Salem (NMLS 1540207) is a loan officer at United Lending Team, INC. Licensed in 12 states confirmed with state regulators: Florida, Texas, Connecticut, Arkansas, Iowa, Oregon, Wisconsin, California and 4 more. Earliest state license record: September 18, 2025 (Iowa), per state regulator. Last verified 2026-10-28. ## Quick answers ### Is Joseph licensed in Florida? Yes. Florida regulator records list license LO142689 as active, first effective November 13, 2025 (verified 2026-10-15). LenDb has 11 other states on file for Joseph. Source: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip. ### What lender does Joseph work for? United Lending Team, INC, company NMLS 2273319, per the lender's own site (verified 2026-10-20). Source: https://dfr.oregon.gov/. ### How long has Joseph been licensed? The earliest state license record LenDb holds for Joseph is from September 18, 2025 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idob.iowa.gov/. ## At a glance - Earliest state license record: September 18, 2025 (Iowa), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Joseph M. Salem (AR, CA, CT, FL, IA, MA, MD, OR, TX, WY, as of 2026-10-27) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Connecticut (CT, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), California (CA DFPI, confirmed), Massachusetts (MA, confirmed), Maryland (MD, confirmed), Wyoming (WY, confirmed), Illinois (IL, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO142689 | active | confirmed | 2025-11-13 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2025-09-30 | state_regulator | 2026-10-13 | | CT | Connecticut regulator | state_license | LO-1540207 | active | confirmed | | state_regulator | 2026-10-15 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 55276 | active | confirmed | 2025-09-18 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2025-11-05 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 1540207 | active | confirmed | 2025-09-25 | state_regulator | 2026-10-21 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI1540207 | active | confirmed | 2025-11-07 | state_regulator | 2026-10-24 | | MA | Massachusetts regulator | state_license | MLO1540207 | active | confirmed | | state_regulator | 2026-10-26 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | WY | Wyoming regulator | state_license | 109156 | active | confirmed | 2025-09-19 | state_regulator | 2026-10-27 | | IL | Illinois regulator | state_license | 31.0091732 | active | confirmed | 2025-10-02 | state_regulator | 2026-10-28 | ## Employment history - ? to present: United Lending Team, INC (NMLS 2273319). Source: https://dfr.oregon.gov/, verified 2026-10-20. - ? to present: BOLT HOME LOANS LLC (NMLS 2784913). Source: https://www.sml.texas.gov/, verified 2026-10-13. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1540207 ## Contact ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1540207 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://www.mass.gov/lists/download-a-list-of-approved-licensees - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://wyomingbankingdivision.wyo.gov/ - state_regulator: https://idfpr.illinois.gov/banks/resfin.html Cite as: Joseph Salem (NMLS 1540207), United Lending Team, INC. LenDb.ai, https://lendb.ai/lo/joseph-salem-1540207, last verified 2026-10-28. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._