---
canonical_url: https://lendb.ai/lo/joseph-small-380188
json_url: https://lendb.ai/lo/joseph-small-380188.json
nmls_id: 380188
last_verified: 2026-10-09
---

# Joseph Small

Mortgage Loan Officer at Loan Factory. NMLS ID 380188 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/380188)).

**Summary:** Joseph Small (NMLS 380188) is Mortgage Loan Officer at Loan Factory. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Arizona, California, Illinois, Maryland, Michigan, New Mexico, Texas and West Virginia on the lender page (not yet checked with the state regulator). Licensed since 2024 (per Colorado records). Last verified 2026-10-09.

## At a glance

- Licensed since 2024 (per Colorado records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported), Illinois (IL, lender_reported), Maryland (MD, lender_reported), Michigan (MI, lender_reported), New Mexico (NM, lender_reported), Texas (TX, lender_reported), West Virginia (WV, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO129218 | active | confirmed | 2024-06-05 | state_regulator | 2026-10-09 |
| CO | state_license | 100538700 | active | confirmed | 2024-04-08 | state_regulator | 2026-10-10 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NM | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/joseph-small-380188, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/380188

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/joseph-small-380188

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/380188
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=327074&contact=558602
- lender_site: https://www.loanfactory.com/mortgage-expert/joseph-small-380188

Cite as: Joseph Small (NMLS 380188), Loan Factory. LenDb.ai, https://lendb.ai/lo/joseph-small-380188, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._