---
canonical_url: https://lendb.ai/lo/joseph-soto-2006942
json_url: https://lendb.ai/lo/joseph-soto-2006942.json
nmls_id: 2006942
last_verified: 2026-10-09
---

# Joe Soto

Loan Officer at CrossCountry Mortgage, Dallas, TX. NMLS ID 2006942 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2006942)).

**Summary:** Joe Soto (NMLS 2006942) is Loan Officer at CrossCountry Mortgage, based in Dallas, TX. Licensed in Florida, confirmed with the state regulator (license LO98057). Also lists Oregon, Tennessee and Texas on the lender page (not yet checked with the state regulator). Earliest state license record: November 23, 2021 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: November 23, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Oregon (OR, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO98057 | active | confirmed | 2021-11-23 | state_regulator | 2026-10-09 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Dallas, TX. Source: https://crosscountrymortgage.com/dallas-tx-3924/joseph-soto/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2006942

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/dallas-tx-3924/joseph-soto/
- Email on file: shown at https://lendb.ai/lo/joseph-soto-2006942#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2006942
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://crosscountrymortgage.com/dallas-tx-3924/joseph-soto/

Cite as: Joe Soto (NMLS 2006942), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/joseph-soto-2006942, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._