---
canonical_url: https://lendb.ai/lo/joseph-tulino-144284
json_url: https://lendb.ai/lo/joseph-tulino-144284.json
nmls_id: 144284
last_verified: 2026-10-09
---

# Joseph Tulino

Mortgage Loan Originator at NFM Lending, Swedesboro, NJ. NMLS ID 144284 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/144284)).

**Summary:** Joseph Tulino (NMLS 144284) is Mortgage Loan Originator at NFM Lending, based in Swedesboro, NJ. Licensed in Pennsylvania, confirmed with the state regulator (license 23518). Also lists New Jersey on the lender page (not yet checked with the state regulator). Earliest state license record: June 12, 2012 (Florida), per state regulator. States 14 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: June 12, 2012 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 14 (source: https://nfmlending.com/loanoriginator/joseph-tulino/, verified 2026-10-09)
- Licensed in: Pennsylvania (PA, confirmed), New Jersey (NJ, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Joseph switched from automotive finance to mortgages in 2003, bringing 14 years of industry sales and management experience. He previously ran his own mortgage company and is now focused on finding the best loan products for client goals.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- education: Philadelphia University, Bachelor of Science in Business Management. Source: https://nfmlending.com/loanoriginator/joseph-tulino/, verified 2026-10-09.
- years_experience: 14. Source: https://nfmlending.com/loanoriginator/joseph-tulino/, verified 2026-10-09.
- role: Net branch owner with AMS Mortgage. Source: https://nfmlending.com/loanoriginator/joseph-tulino/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO14988 | expired | confirmed | 2012-06-12 | state_regulator | 2026-10-09 |
| PA | state_license | 23518 | active | confirmed |  | state_regulator | 2026-10-10 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: NFM Lending (NMLS 2893), Swedesboro, NJ. Source: https://nfmlending.com/loanoriginator/joseph-tulino/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/144284

## Contact

- View profile at NFM Lending: https://nfmlending.com/loanoriginator/joseph-tulino/
- Office phone and Email on file: shown at https://lendb.ai/lo/joseph-tulino-144284#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/144284
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://nfmlending.com/loanoriginator/joseph-tulino/

Cite as: Joseph Tulino (NMLS 144284), NFM Lending. LenDb.ai, https://lendb.ai/lo/joseph-tulino-144284, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._