--- canonical_url: https://lendb.ai/lo/joseph-uhm-984157 json_url: https://lendb.ai/lo/joseph-uhm-984157.json nmls_id: 984157 last_verified: 2026-10-30 --- # Joseph Uhm Loan officer at E Mortgage Capital, Inc.. NMLS ID 984157 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/984157)). Joseph Uhm (NMLS 984157) is a mortgage loan officer at E Mortgage Capital, Inc., licensed in Colorado since 2016 and in Florida, Texas, California and 10 more states. **Summary:** Joseph Uhm (NMLS 984157) is a loan officer at E Mortgage Capital, Inc.. Licensed in 14 states confirmed with state regulators: Florida, Texas, California, Connecticut, Louisiana, Delaware, Colorado, Pennsylvania and 6 more. Earliest state license record: August 15, 2016 (Colorado), per state regulator. Last verified 2026-10-30. ## Quick answers ### Is Joseph licensed in Florida? Yes. Florida regulator records list license LO121763 as active, first effective July 25, 2023 (verified 2026-10-15). LenDb has 13 other states on file for Joseph. Source: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip. ### What lender does Joseph work for? E Mortgage Capital, Inc., company NMLS 1416824, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/. ### How long has Joseph been licensed? The earliest state license record LenDb holds for Joseph is from August 15, 2016 (Colorado regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=183129&contact=397799. ## At a glance - Earliest state license record: August 15, 2016 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Connecticut (CT, confirmed), Louisiana (LA, confirmed), Delaware (DE, confirmed), Colorado (CO, confirmed), Pennsylvania (PA, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), Wyoming (WY, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO121763 | active | confirmed | 2023-07-25 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2023-06-04 | state_regulator | 2026-10-13 | | NY | New York regulator | state_license | n/a | expired | confirmed | | state_regulator | 2026-10-14 | | CA | California Department of Real Estate | state_license | 02283271 | active | confirmed | | state_regulator | 2026-10-24 | | CT | Connecticut regulator | state_license | LO-984157 | active | confirmed | | state_regulator | 2026-10-15 | | LA | Louisiana regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-15 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | CO | Colorado regulator | state_license | 100503700 | active | confirmed | 2016-08-15 | state_regulator | 2026-10-16 | | PA | Pennsylvania regulator | state_license | 105286 | active | confirmed | | state_regulator | 2026-10-16 | | MO | Missouri regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-19 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 55811 | active | confirmed | 2025-12-01 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | 984157 | active | confirmed | 2023-05-19 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 984157 | active | confirmed | 2023-08-15 | state_regulator | 2026-10-21 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI984157 | inactive | confirmed | 2023-05-26 | state_regulator | 2026-10-24 | | WY | Wyoming regulator | state_license | 109328 | active | confirmed | 2025-11-04 | state_regulator | 2026-10-27 | | NV | Nevada regulator | state_license | NMLO-1188300 | inactive | confirmed | 2023-07-21 | state_regulator | 2026-10-31 | ## Employment history - ? to present: E Mortgage Capital, Inc. (NMLS 1416824). Source: https://www.sml.texas.gov/, verified 2026-10-13. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/984157 ## Contact ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/984157 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://www.dfs.ny.gov/ - state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://ofi.la.gov/non-depository/residential-mortgage-lending/originators-by-lender/ - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=183129&contact=397799 - state_regulator: https://data.pa.gov/d/tyxc-jyug - state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://wyomingbankingdivision.wyo.gov/ - state_regulator: https://mld.nv.gov/ Cite as: Joseph Uhm (NMLS 984157), E Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/joseph-uhm-984157, last verified 2026-10-30. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._