{
  "canonical_url": "https://lendb.ai/lo/joseph-varisco-1998610",
  "loan_officer": {
    "nmls_id": 1998610,
    "slug": "joseph-varisco-1998610",
    "canonical_url": "https://lendb.ai/lo/joseph-varisco-1998610",
    "md_url": "https://lendb.ai/lo/joseph-varisco-1998610.md",
    "json_url": "https://lendb.ai/lo/joseph-varisco-1998610.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1998610",
    "full_name": {
      "value": "Joe Varisco II",
      "source": "state_regulator",
      "source_url": "https://rwmloans.com/joe-varisco/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Joe",
    "last_name": "Varisco II",
    "headshot_url": {
      "value": "https://cdn-ilebaef.nitrocdn.com/KznfgKlEaoPXvUFWHSKdtXdmEnoHWIhN/assets/images/optimized/rev-73dd66d/rwmloans.com/wp-content/uploads/2026/09/Joe-Varisco-WBG-500x500-1.webp",
      "source": "state_regulator",
      "source_url": "https://rwmloans.com/joe-varisco/",
      "verified_at": "2026-10-15"
    },
    "bio": {
      "value": "Joe Varisco II has been in the mortgage industry since 2020, after a long career at SLB Schlumberger. Their profile says they hold the Certified Mortgage Advisor (CMA) designation, lead the Waco, TX branch, and serve TX. They say they are fluent in English and Spanish.",
      "source": "state_regulator",
      "source_url": "https://rwmloans.com/joe-varisco/",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "Loan Officer",
      "source": "state_regulator",
      "source_url": "https://rwmloans.com/joe-varisco/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [
        "en",
        "es"
      ],
      "source": "state_regulator",
      "source_url": "https://rwmloans.com/joe-varisco/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 90,
    "current_employment": {
      "lender_nmls_id": 79445,
      "lender_name": "Residential Wholesale Mortgage, Inc.",
      "lender_slug": "residential-wholesale-mortgage-inc-79445",
      "branch_city": "Houston",
      "branch_state": "TX",
      "branch_zip": "77057",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://rwmloans.com/joe-varisco/",
      "lender_type": "imb",
      "source": "state_regulator",
      "source_url": "https://rwmloans.com/joe-varisco/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 79445,
        "lender_name": "Residential Wholesale Mortgage, Inc.",
        "lender_slug": "residential-wholesale-mortgage-inc-79445",
        "branch_city": "Houston",
        "branch_state": "TX",
        "branch_zip": "77057",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://rwmloans.com/joe-varisco/",
        "lender_type": "imb",
        "source": "state_regulator",
        "source_url": "https://rwmloans.com/joe-varisco/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2020-08-26",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 2020",
        "source": "lender_site",
        "source_url": "https://rwmloans.com/joe-varisco/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "role",
        "value": "Leads the Waco, TX branch",
        "source": "lender_site",
        "source_url": "https://rwmloans.com/joe-varisco/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "credential",
        "value": "Certified Mortgage Advisor (CMA) designation",
        "source": "lender_site",
        "source_url": "https://rwmloans.com/joe-varisco/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "other",
        "value": "Former VP of Global Accounts and VP of Global Sales at SLB Schlumberger",
        "source": "lender_site",
        "source_url": "https://rwmloans.com/joe-varisco/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "other",
        "value": "Grew production to over $38M since joining",
        "source": "lender_site",
        "source_url": "https://rwmloans.com/joe-varisco/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 09:56:39.127098+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/joseph-varisco-1998610#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://rwmloans.com/joe-varisco/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2020-08-26",
      "state": "TX"
    },
    "licensed_since": {
      "year": 2020,
      "state": "TX"
    },
    "federal_registration": null
  }
}