---
canonical_url: https://lendb.ai/lo/joseph-villa-1943078
json_url: https://lendb.ai/lo/joseph-villa-1943078.json
nmls_id: 1943078
last_verified: 2026-10-20
---

# Joseph Villa

Loan officer at West Capital Lending, Inc.. NMLS ID 1943078 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1943078)).

Joseph Villa (NMLS 1943078) is a mortgage loan officer at West Capital Lending, Inc., licensed in Oregon since 2024.

**Summary:** Joseph Villa (NMLS 1943078) is a loan officer at West Capital Lending, Inc.. Licensed in Oregon, confirmed with the state regulator (license 1943078). Earliest state license record: June 25, 2024 (Oregon), per state regulator. Last verified 2026-10-20.

## Quick answers

### Is Joseph licensed in Oregon?

Yes. Oregon regulator records list license 1943078 as active, first effective June 25, 2024 (verified 2026-10-20). Source: https://dfr.oregon.gov/.

### What lender does Joseph work for?

West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-20). Source: https://dfr.oregon.gov/.

### How long has Joseph been licensed?

The earliest state license record LenDb holds for Joseph is from June 25, 2024 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfr.oregon.gov/.

## At a glance

- Earliest state license record: June 25, 2024 (Oregon), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Oregon (OR, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| OR | Oregon regulator | state_license | 1943078 | active | confirmed | 2024-06-25 | state_regulator | 2026-10-20 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI1943078 | inactive | confirmed | 2024-07-11 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://dfr.oregon.gov/, verified 2026-10-20.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1943078

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1943078
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfpi.ca.gov/

Cite as: Joseph Villa (NMLS 1943078), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/joseph-villa-1943078, last verified 2026-10-20.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._