---
canonical_url: https://lendb.ai/lo/josephine-race-2433202
json_url: https://lendb.ai/lo/josephine-race-2433202.json
nmls_id: 2433202
last_verified: 2026-10-16
---

# Josephine Race

Loan Officer at Granite Bank, Superior, WI. NMLS ID 2433202 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2433202)).

Josephine Race, NMLS 2433202, works as a Loan Officer at Granite Bank in Superior, Wisconsin. Josephine's lender page shows a focus on first-time buyer.

**Summary:** Josephine Race (NMLS 2433202) is Loan Officer at Granite Bank, based in Superior, WI. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: First-time buyer. Earliest state license record: November 1, 2023 (Wisconsin), per state regulator. Last verified 2026-10-16.

## Quick answers

### Is Josephine licensed?

Josephine works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### Does Josephine list first-time buyer as a focus?

Josephine's profile lists first-time buyer as a focus (from their lender profile page). Source: https://granitebank.com/loan-officer/josephinerace/.

### What lender does Josephine work for?

Granite Bank, company NMLS 405434, from the Superior, WI office, per the lender's own site (verified 2026-10-16). Source: https://granitebank.com/loan-officer/josephinerace/.

### How long has Josephine been licensed?

The earliest state license record LenDb holds for Josephine is from November 1, 2023 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/.

## At a glance

- Earliest state license record: November 1, 2023 (Wisconsin), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.90, verified 2026-10-26. Source: https://granitebank.com/loan-officer/josephinerace/

## Facts from the lender page and intro

- service_area: greater Duluth and Superior area. Source: https://granitebank.com/loan-officer/josephinerace/, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| WI | Wisconsin regulator | state_license | 2433202 | inactive | confirmed | 2023-11-01 | state_regulator | 2026-10-21 |

## Employment history

- ? to present: Granite Bank (NMLS 405434), Superior, WI. Source: https://granitebank.com/loan-officer/josephinerace/, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2433202

## Contact

- linkedin_url: https://www.linkedin.com/in/josephine-race-26a865183/ (source: lender_site, verified 2026-10-16)
- View profile at Granite Bank: https://granitebank.com/loan-officer/josephinerace/
- Office phone and Email on file: shown at https://lendb.ai/lo/josephine-race-2433202#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2433202
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- lender_site: https://granitebank.com/loan-officer/josephinerace/

Cite as: Josephine Race (NMLS 2433202), Granite Bank. LenDb.ai, https://lendb.ai/lo/josephine-race-2433202, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._